5 Withdrawal Strategies to Boost Retirement Income (And How High You Can Really Go)

📝 Note: The 6.5% withdrawal rate is based on an 80% stock portfolio, a 30-year time horizon, and a 90% "confidence score." Thanks for your patience while we update the episode to include that information. ~Taylor *** Most people spend far less in retirement than they likely could. In fact, one study found married households age 65+ with more than $100k in savings withdrew just 2.1% per year on average. And ironically, the traditional 4% rule may be one reason why. In this episode, I'm breaking down new research on retirement withdrawal strategies—and what it reveals about how retirees may be able to spend more. Here's what you'll learn: → 5 strategies that (safely) support higher retirement income → The overlooked key to sustainable and confident retirement spending → 3 factors that can push starting withdrawal rates to as high as 6.5% The goal of retirement planning isn't just making your money last…it's making sure you actually use it. Which raises an important question: "Could you afford to spend more in retirement than you think?" *** 📆 BOOK A CALL: Your retirement involves complex, interconnected decisions—taxes, income, healthcare, estate planning, investments. See how they fit together in one coordinated strategy built around your numbers. 👉 Learn More and Book a Call *** EPISODE RESOURCES: → Grab the Episode Show Notes → Join the Stay Wealthy Retirement Newsletter → Learn About the Total Retirement System™

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5 Withdrawal Strategies to Boost Retirement Income (And How High You Can Really Go) is an episode from Stay Wealthy Retirement Show by Taylor Schulte, CFP®.

This episode is 29:13 long.

This episode was published on Mar 12, 2026.

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