Why $4M Still Doesn't Feel Like Enough to Retire (Listener Q&A)

Stay Wealthy Retirement Show by Taylor Schulte, CFP®

Jun 25, 202643:18Business

At 63, David has $4 million saved. Two advisors have told him he's ready to retire, and every Monte Carlo simulation agrees... but he still can't bring himself to do it. "I'm no longer being smart," he admits. "I'm just...

Related Episodes

Continue listening to more episodes from Stay Wealthy Retirement Show.

Why Your Charitable Deduction Can Disappear (Even With a Receipt)

Sep 24, 2026 - 23:25

📥 Grab Your Free Charitable Giving Planning Resources: Charitable giving can be simple, but the tax and...

3 Things RMD Timing Actually Affects (And How to Choose Your Schedule)

Sep 17, 2026 - 15:09

Once required minimum distributions begin, the IRS decides how much comes out of your IRA each year. But...

Are You Really Behind on Retirement? 2 Studies Disagree (46% vs. Under 20%)

Sep 10, 2026 - 19:35

One multi-decade study suggests nearly half of working households may be at risk of falling short in reti...

Your Plan Says Spend — Your Gut Says No (5 Questions to Ask Instead)

Sep 3, 2026 - 18:25

Most retirement planning treats the transition like a single event. But in reality, you're navigating THR...

8 Investing Numbers That Shape Whether Your Nest Egg Outlives You

Aug 27, 2026 - 22:19

You've spent decades building a nest egg large enough to fund the retirement you want. The next challenge...

The 4 Retirement Income Styles (And How to Find Yours)

Aug 20, 2026 - 18:24

Two retirees can have the same age, the same nest egg, and the same monthly expenses. Give them the exact...

Do You Really Need $1.5 Million to Retire?

Aug 13, 2026 - 15:05

Americans now say they need $1.5 million to retire comfortably, according to a recent survey. That's near...

3 Spending Surprises From J.P. Morgan's Study of 5 Million Retirees

Aug 6, 2026 - 20:18

Last week, I made the case that many retirees can safely spend more than their plans suggest. Today, the...