Why Your Charitable Deduction Can Disappear (Even With a Receipt)
📥 Grab Your Free Charitable Giving Planning Resources: Charitable giving can be simple, but the tax and planning decisions behind it often...
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Stay Wealthy Retirement Show
An award-winning retirement podcast dedicated to helping you: Lower Taxes • Invest smarter • Make Work Optional Do you want to avoid overpaying the IRS in retirement? Or learn how to prepare...
Episodes
20 of 285 episodes3 Things RMD Timing Actually Affects (And How to Choose Your Schedule)
Once required minimum distributions begin, the IRS decides how much comes out of your IRA each year. But it doesn't decide when... You can t...
Are You Really Behind on Retirement? 2 Studies Disagree (46% vs. Under 20%)
One multi-decade study suggests nearly half of working households may be at risk of falling short in retirement. But another respected study...
Your Plan Says Spend — Your Gut Says No (5 Questions to Ask Instead)
Most retirement planning treats the transition like a single event. But in reality, you're navigating THREE different shifts at the same tim...
8 Investing Numbers That Shape Whether Your Nest Egg Outlives You
You've spent decades building a nest egg large enough to fund the retirement you want. The next challenge is making sure it can support that...
The 4 Retirement Income Styles (And How to Find Yours)
Two retirees can have the same age, the same nest egg, and the same monthly expenses. Give them the exact same retirement income plan, and o...
Do You Really Need $1.5 Million to Retire?
Americans now say they need $1.5 million to retire comfortably, according to a recent survey. That's nearly 60% higher than the "magic numbe...
3 Spending Surprises From J.P. Morgan's Study of 5 Million Retirees
Last week, I made the case that many retirees can safely spend more than their plans suggest. Today, the largest bank in the country puts th...
NEW RESEARCH: Your Plan Is Overestimating Retirement Costs (by 20%)
Most retirement plans assume your spending will rise with inflation every year for the rest of your life. But a new study tracking thousands...
5 Steps to Protect Your Aging Parents' Money (Before It's Too Late)
📥 Grab Your Free Estate Planning Resources: Helping an aging parent with their money is a responsibility few families are prepared for. Get...
Can $5M in T-Bills Safely Fund Your Retirement? (History Says No)
Kevin O'Leary says you only need one thing to retire safely: $5 million in Treasury bills. Not stocks. Not real estate. Just T-bills — and y...
Why Great Savers Struggle to Spend (5 Steps to Fix It)
Research shows that retirees following traditional withdrawal rules rarely come close to depleting their portfolios. In fact, many end up le...
6 (Counterintuitive) Facts About Retirement, Investing, and Longevity
Today, we're stepping away from the spreadsheets, tax strategies, and retirement tactics to have a little fun. I'm sharing six facts that ch...
Retirement Replay: The Five Things Happy Retirees Have in Common
A strong financial plan can tell you whether you can retire, but it may not tell you whether you'll feel ready. In this Retirement Replay, b...
Why $4M Still Doesn't Feel Like Enough to Retire (Listener Q&A)
At 63, David has $4 million saved. Two advisors have told him he's ready to retire, and every Monte Carlo simulation agrees... but he still...
Why Investors Bet 65% on a Familiar Fund Name (Even When the Investments Are Identical)
Imagine I hand you two mutual funds and ask how you'd split your money. Same holdings. Same cost. Line by line, they're the exact same fund....
Why Saving for Your Future Self Won't Buy a Better Retirement (And What Will)
You spend 30 or 40 years protecting your future self. Then you finally retire... and the person you were saving for never quite arrives. The...
The 3 Questions That Reveal Your Real Inflation Risk in Retirement
When inflation makes headlines, it can feel like one of those retirement risks you just have to endure. Saving, investing, tax planning, inc...
5 Umbrella Insurance Mistakes That Leave Retirement Savers Exposed
Umbrella insurance isn't usually the first thing people think about when they picture retirement planning. Most conversations focus on savin...
Why 2 Retirees With the Same $1M Plan Ended $3M Apart
Two retirees. Same $1 million portfolio. Same 60/40 allocation. Same 4% withdrawal rate. Same 30-year retirement. The only difference? One r...