Episode 357: The Truth About Mortgage Assumptions with Tami Wollensak

I'm welcoming back one of your favorite guests and one of mine, divorce mortgage specialist Tami Wollensak, because we need to talk about the house. Specifically… what actually happens to it in divorce and what your real options are. Mortgage rules have shifted, interest rates have changed, and the questions I hear from clients all the time still come back to the same thing: Can I keep the house? Should I keep the house? Is it even possible? Tami and I walk through the realities behind keeping the marital home, including what people misunderstand about ownership, how mortgage assumption actually works, and why the emotional pull to keep it has to be balanced with long-term financial stability. We also talk about what happens when plans fall through, how to build backup strategies into your agreements, and why sometimes the smartest move is stepping back instead of fighting to stay. This conversation walks through the real financial and legal realities of what happens to the house in divorce. Because wanting the house and being able to keep the house are not always the same thing. What you'll hear about in this episode: The biggest misconception about "wanting to keep the house" (2:18) What mortgage assumption means and why you must ask the right questions (8:32) Why home ownership isn't always the healthiest financial decision after divorce (23:14) What happens when a mortgage assumption falls through and how to recover (41:32) Resources & Links: Assessing Change Worksheet Get Your Curated Podcast Playlist Focused Strategy Sessions with Kate The Divorce Survival Guide Resource Bundle Phoenix Rising: A Divorce Empowerment Collective Kate on Instagram Kate on Facebook Kate's Substack Newsletter: Divorce Coaching Dispatch The Divorce Survival Guide Podcast Episodes are also available YouTube! Seven Step Mindset Reset for Divorce Tami's Website Episode 204: Take or Leave the House? With Tami Wollensak =================== DISCLAIMER: THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL OR PSYCHOLOGICAL ADVICE. YOU SHOULD CONTACT AN ATTORNEY, COACH, OR THERAPIST IN YOUR STATE TO OBTAIN ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM. =================== Episode link:

You can listen to Episode 357: The Truth About Mortgage Assumptions with Tami Wollensak online on Radio and Podcast. Open the player on this page to stream the available audio.

Episode 357: The Truth About Mortgage Assumptions with Tami Wollensak is an episode from The Divorce Survival Guide Podcast by Kate Anthony.

This episode is 48:40 long.

This episode was published on Feb 19, 2026.

Yes. Use the heart button on the episode page to add it to your favorite episodes list.

Yes. This page shows related episodes from The Divorce Survival Guide Podcast when more episodes are available from the podcast feed.