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How Block built a $200 billion credit operation by seeing customers traditional lenders can't
The credit system in the US was built on a fundamental assumption: that past borrowing behavior predicts future risk. That assumption has left roughly 100 million Americans essentially invisible to lenders — no score, th...
About This Episode
How Block built a $200 billion credit operation by seeing customers traditional lenders can't is an episode from Tearsheet Podcast: The Business of Finance by Tearsheet Studios. The credit system in the US was built on a fundamental assumpt...
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This episode belongs to Tearsheet Podcast: The Business of Finance.
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Episode Details
Published Apr 22, 2026, 00:18:30 long, audio available.