In the IRMAA Trenches with IRMAA Certified Planner, Paul Morrison

Paul Morrison details how Medicare premiums, including the IRMAA surcharge, are inflating at a rate higher than Social Security COLAs. This disparity is causing concern, as premiums can potentially consume a retiree's entire Social Security benefit over time, especially for those in higher IRMAA brackets for an extended period. Paul provides concrete examples of how extended periods in higher IRMAA brackets could lead to Medicare premiums exceeding Social Security benefits, forcing retirees to pay out-of-pocket. Resources: Contact Paul Morrison: paul@irmaacertifiedplanner.com Website: irmaacertifiedplanner.com Connect with Benjamin Brandt Get the Retire-Ready Toolkit:

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In the IRMAA Trenches with IRMAA Certified Planner, Paul Morrison is an episode from Retirement Starts Today Radio by Benjamin Brandt CFP®, RICP®.

This episode is 23:36 long.

This episode was published on Jan 12, 2026.

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