Why You're Wasting Time Worrying About Safe Withdrawal Rates
If you're simply asking the question about what correct withdrawal rate for your retirement is - you're likely not the type of person who is...
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Retirement Starts Today Radio
Benjamin Brandt wants to teach you how to retire! Listen in as Benjamin Brandt CFP©, RICP© answers the questions on the minds of the modern retiree, often joined by the top experts in the re...
Episodes
20 of 423 episodesFour Big IRA Mistakes That You Can't Undo
Good news! A lot of IRA mistakes can be fixed - according to a Wall Street Journal article, which we cover in our headline segment. In our L...
Are Super Savers Failing in Retirement? with Andy Panko [Rebroadcast]
A special recording from Andy Panko for his Retirement Planning Education Podcast: We discuss how the financial industry is evolving, the co...
How to Get the Most from Your Employee Benefits [Rebroadcast]
Employee benefits are one of the most overlooked aspects of financial planning. We often check a few boxes during open enrollment and move o...
Using IRAs To Reduce Estimated Tax Penalties
Did you receive a windfall late in the year and then get penalized for not paying estimated taxes on it earlier? It doesn't seem fair, but t...
6 Cases When a Roth IRA Conversion Isn't a Smart Move
A Barron's piece from Jonathan Shenkman shares 6 reasons to think twice before you convert a Roth IRA. I agree with some of them - but stron...
Why I Object to 'Hitting a Number' for Retirement
Christine Benz got a text from a friend the other day. A mutual friend from college was retiring because he'd "hit his number in the stock m...
The 'Open Sandwich' Generation
The term "Sandwich Generation" has been around since the 80s. You're the one in the middle - with aging parents on one side and dependent ki...
Your $135,000 Retirement Risk
The 2025 Milliman Long-Term Care Index put a number on long-term care: $135,000, the lump-sum amount an average 65-year-old would need to se...
38% of Retirees Underspend
A Corebridge Financial's decumulation study found 70% of American retirees say it's "very important" that their nest egg doesn't shrink in r...
"New" Rules around 401K Catch-Up Contributions
A rule changed on January first that takes the tax deduction away from catch-up contributions for a lot of people who are still working. We'...
The Four Risks to Retirement Security
Chris Heye makes the case in a Journal of Financial Planning article that the two retirement risks we obsess over might not be the two most...
How Much Should You Worry About Inflation?
Inflation again? Christine Benz over at Morningstar has three questions that tell you exactly how exposed you are - and how much retirees wo...
Revisiting the 4% Rule, with Bill Bengen
If you've been anywhere close to a retirement podcast over the last 10-20 years, you've heard of the 4% rule. And like many people, you migh...
Retirement Is a Sprint, Not a Marathon
Fritz Gilbert says the adage that "Retirement is a marathon, not a sprint" is backwards. He cites an average age where health starts to decl...
Is Your Cautious Retirement Spending Doing More Harm Than Good?
The fear of running out of money in retirement turns out to be mostly backwards. For super-savers, the data says the opposite usually happen...
The IRS Penalty Retirees Never See Coming (And How to Beat It)
Every year, thousands of retirees pay an extra penalty to the IRS — and almost none of them see it coming. What catches them off guard isn't...
Consumer Sentiment is Terrible
Americans don't feel great about the economy. Consumer Sentiment just hit the lowest reading in roughly 75 years. Ben Carlson over at A Weal...
The IRA Decision That Affects Your Kids
There's a decision your surviving spouse is going to make about your IRA, after you're already gone, that can either cut short or stretch ou...
The Richest Person in the Graveyard
You've heard it said a hundred times: Spend the money, make the memories, don't die with regret. However, for certain kinds of retirees, dyi...