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The Retirement Spending Myth: Why the 80% Rule Gets It Wrong artwork
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The Retirement Spending Myth: Why the 80% Rule Gets It Wrong

Retire Smarter by Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®

Mar 5, 202620:56Business

Most retirement plans assume your spending will stay flat, or that you will need about 80 percent of your pre-retirement income. But retirement does not actually work that way. In this episode, Tyler Emrick, CFP®, CFA®,...

About This Episode

The Retirement Spending Myth: Why the 80% Rule Gets It Wrong is an episode from Retire Smarter by Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®. Most retirement plans assume your spending will stay flat, or that you will need about 80 perce...

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Published Mar 5, 2026, 20:56 long, audio available.

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