Think You're Maxing Out Your 401(k)? The 2026 Rules Just Got More Complicated
Think you're on track to max out your 401(k) this year? The answer may be more complicated than you think. New rules took effect in 2026, re...
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Retire Smarter
Planning Retirement Smarter. Living Retirement Better. With Kevin Kroskey, CFP® Of True Wealth Design.
Episodes
20 of 221 episodesYou Just Inherited Money. Now What?
You just received an inheritance. Now what? Before you sell investments, take distributions, pay off debt, or make a major purchase, it's im...
Do You Need a Trust? Estate Planning 101 for Retirees
Do you need a trust, or is a will enough? And even if your estate documents are complete, are your accounts and beneficiary designations act...
The Most Important Investment Decision Isn't What You Think
Most investors spend their time deciding what investments to own. Far fewer spend time thinking about where those investments should be held...
Why Are Retirees So Afraid to Spend Their Money?
Get your customized planning started by scheduling a no-cost discovery call: http://bit.ly/calltruewealth Many retirees spend decades buildi...
How Do You Compare? New Retirement Savings Data Is Out
How much should you have saved for retirement? It's one of the most common questions people ask, and new retirement savings data from Fideli...
Can You Retire Before 59½? Here's What You Need to Know
Many people assume they have to wait until age 59½ before they can retire because that's when retirement accounts generally become available...
How Much Money Is Enough To Retire?
How much money is enough to retire? It may be the most common retirement planning question, but it isn't always the right one. In this episo...
Going Back to Work in Retirement? Here's What to Know First
More retirees than ever are choosing to work in retirement, whether for additional income, consulting opportunities, or simply because they...
The Most Valuable Tax Planning Window in Retirement
Many retirees have a unique period between retirement and the start of Social Security and Required Minimum Distributions (RMDs) when their...
The New Social Security Report Is Out: What Retirees Actually Need To Know
Get your customized planning started by scheduling a no-cost discovery call: http://bit.ly/calltruewealth The 2026 Social Security Trustees...
Donor-Advised Funds Explained: The Most Underused Tax Strategy for Charitable Retirees
Donor-advised funds have become one of the most popular charitable giving tools in the country, with more than $326 billion now held in dono...
How to Rebalance a Highly Appreciated Portfolio Without Selling: The 351 Exchange Strategy
Get your customized planning started by scheduling a no-cost discovery call: http://bit.ly/calltruewealth Many investors have highly appreci...
So You’ve Decided To Do A Roth Conversion… Now What?
So you’ve decided to do a Roth conversion… now what? Most Roth conversion conversations focus on whether you should do one. But the long-ter...
The Biggest Investment Mistakes Aren’t What You Think
Investment management is often framed around picking stocks, predicting markets, and finding outperforming investments. But many of the deci...
Is Your Retirement Advice Already Too Late? Why Proactive Planning Matters
Get your customized planning started by scheduling a no-cost discovery call: http://bit.ly/calltruewealth This episode walks through what pr...
Is Your Financial Plan Doing Its Job? (3 Things to Check)
Most financial plans get built once, put in a drawer, and rarely used again. But real financial planning should actively help guide decision...
Why Most Financial Plans Fail (And How To Build A Better One)
Most people think a financial plan is a set of projections… a retirement number… or a long report that tells you whether you’re going to be...
What a First Meeting with a Financial Advisor Should Look Like
Most people walk into their first meeting with a financial advisor expecting a presentation—charts, investments, maybe even a pitch. But a r...
5 Worst Money Moves to Avoid Before Retirement
As you get closer to retirement, it’s usually not one big mistake that throws things off — it’s a handful of smaller decisions that can quie...