The evolution of fintech, AI and the future of banking industry

🚀New Episode Alert! 🎙️Dive into the world of FinTech with our latest episode of One Vision — the FinTech Fuse. Join Theo and our guest Alex Jimenez , the OG of FinTech OG, as they explore the major themes for 2026 from innovation to governance, as AI and M&A take center stage. Explore how money movement might become ‘invisible’. Tune in for a thought-provoking discussion on the future of AI, digital transformation, and the evolving landscape of the banking industry. 00:00 Introduction and Guest Welcome 00:51 Reflecting on 2025: Key FinTech Trends 03:22 AI in FinTech: Current State and Future Prospects 04:09 Challenges and Considerations in AI Implementation 13:27 The Evolution of Banking Industry 23:34 Looking Ahead: 2026 and Beyond 📍 Hot take: “When you start thinking about the daily experience of digital banking for retail customers … the next wave is conversational.” Find Alex Jimenez on LinkedIn : Find Theodora Lau on LinkedIn : 🔗 Theo’s latest book: Banking on (Artificial) Intelligence: 🔗 About Unconventional Ventures and the One Vision Podcast: One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech. Hosted on Acast. See acast.com/privacy for more information.

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The evolution of fintech, AI and the future of banking industry is an episode from One Vision by Theodora Lau.

This episode is 27:16 long.

This episode was published on Jan 19, 2026.

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