Fintech Trends: Unwrapping 2025 and predicting 2026

🚀 What's the countdown after Thanksgiving? The new year! 🎙️ Our latest One Vision episode tackles what's ahead for the banking industry in 2026. Theo is joined by Pam Kaur , Tiffani Montez , and Julie Muhn where they dive deep into the unpredictable world of 2025 and discuss the trends shaping the future of fintech, AI, payments, and consumer finance. Don’t miss the bold predictions and thought-provoking discussions on agentic commerce, open banking, data sharing, and more! 00:00 Introduction and Guest Welcome 01:04 Reflecting on 2025: Unpredictable Events 02:11 Economic Challenges and Consumer Finance 02:47 Market Trends 08:19 The Rise of Agentic Commerce 10:49 Ethics and Security in an AI Era 14:14 Future of Banking and Payments 28:31 1033 and Data Sharing 32:23 Crystal Ball Predictions for 2026 📍 Hot take: “If you have generative AI tools that are controlling the product discovery and recommendation, you lose all the data associated with that. I think there's definitely not a lot of dialogue about what gen AI means for banking in terms of product discovery.” ~ Tiffani Montez 📍 Hot take: “Is anybody tracking how much money they have on their Starbucks card as like an asset?” ~ Pam Kaur 📍 Hot take: “So know your customer, know your business. And now we're looking at KYA, Know Your Agent … We are probably severely behind when it comes to authentication and the security and privacy of it all.” ~ Julie Muhn 🔗 Finovate White Paper: Fintech at the Crossroads Find Pam Kaur on LinkedIn : Find Tiffani Montez on LinkedIn : Find Julie Muhn on LinkedIn : Find Theodora Lau on LinkedIn : 🔗 Theo’s latest book: Banking on (Artificial) Intelligence: 🔗 About Unconventional Ventures and the One Vision Podcast: One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech. Hosted on Acast. See acast.com/privacy for more information.

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Fintech Trends: Unwrapping 2025 and predicting 2026 is an episode from One Vision by Theodora Lau.

This episode is 33:50 long.

This episode was published on Nov 30, 2025.

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