At the inflection point of AI and bank modernization

🌟 New episode alert! One Vision — FinTech Fuse is back with a power-packed conversation with Jody Bhagat , North America President at Engine by Starling. We talk about the critical role of technology in transforming banking operations and delivering exceptional customer experiences. Whether you're grappling with legacy systems or eyeing the cutting-edge of AI, Jody's insights offer valuable guidance on modernization strategies and the transformative potential of technology. Check out this engaging discussion to learn how this dynamic industry can be both vital and cool! 00:00 Introduction and Guest Welcome 01:39 Understanding Engine by Starling 04:43 Challenges and Opportunities in the US Market 06:13 The Importance of Modern Technology in Banking 13:58 AI and Its Impact on Banking 21:38 Strategies for Bank Transformation 26:31 Looking Ahead: The Future of Banking 29:46 Conclusion and Farewell 📍 Hot take: Most banks and credit unions are spending 70 to 80% of their IT spend just on maintaining their legacy core, and it's providing little or no differentiation. Find Jody Bhagat on LinkedIn : Find Theodora Lau on LinkedIn : 🔗 Theo’s latest book: Banking on (Artificial) Intelligence: 🔗 About Unconventional Ventures and the One Vision Podcast: One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech. Hosted on Acast. See acast.com/privacy for more information.

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At the inflection point of AI and bank modernization is an episode from One Vision by Theodora Lau.

This episode is 30:27 long.

This episode was published on Jan 26, 2026.

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