598 – Stability Isn't Safety: Flat Insolvency Numbers Are a Warning Sign

The numbers tell a story of deferred pressure. Consumer insolvency filings in Ontario were essentially flat in 2025, but our latest Joe Debtor study shows debt is still rising as Canadians layer on borrowing across more accounts, cards, and lenders. Doug Hoyes and Ted Michalos look at how these numbers point to a structural shift in the Canadian economy, how "death by a thousand minimum payments" keeps people treading water, and what today's data suggests about the pressure building for the year ahead. Read the Hoyes Michalos 2025 Joe Debtor Study Ontario Debt Relief Starting Point Free Budgeting Workbook Debt Relief Calculator

You can listen to 598 – Stability Isn't Safety: Flat Insolvency Numbers Are a Warning Sign online on Radio and Podcast. Open the player on this page to stream the available audio.

598 – Stability Isn't Safety: Flat Insolvency Numbers Are a Warning Sign is an episode from Debt Free in 30 by Douglas Hoyes.

This episode is 29:52 long.

This episode was published on Feb 14, 2026.

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