626 - The Best Debt Warnings From Our Experts | Doug Hoyes & Ted Michalos
Are you ignoring the warning signs of debt? Licensed Insolvency Trustees Doug Hoyes & Ted Michalos share the best debt warnings every Canadi...
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Debt Free in 30
Each week Doug Hoyes talks to industry experts about debt, money, and personal finance. Don't be confused; listen as the guest experts cut through the jargon and share practical advice.
Episodes
20 of 628 episodes
625 - Best Of Day-To-Day Debt Management Advice
Day-to-day debt shouldn't control your life — but for a lot of Canadians, it does.In this special 20-minute compilation of Debt Free in 30,...
624 - The Best Mortgage and Housings Advice From Our Experts
Are you prepared for the mortgage renewal cliff? Learn how the 2026 renewal cycle might affect your household budget and finances.Doug Hoyes...
623 - Best Of Tough Debt Decisions
Are you struggling with financial tightness despite making all your minimum payments? Learn how to break the cycle of debt today with our cl...
622 – What I Told Parliament About Canada's Debt Crisis
What happens when a Licensed Insolvency Trustee gets five minutes to tell Parliament what's really happening with debt in Canada? Doug Hoyes...
621 - Is The Lure of Convenience Spending Blowing Your Budget?
Avoid the convenience spending trap and stop accidental debt. Learn how small everyday habits trap you in financial stress and how to break...
620 - The Cost of Caring: Balancing Generosity and Debt
Each week Doug Hoyes talks to industry experts about debt, money, and personal finance. Don't be confused; listen as the guest experts cut t...
619 - Payday Loans in Disguise: The Slick New Ways Apps Get You Hooked on Credit
Are these financial apps just payday loans in disguise? Learn the sneaky ways modern tech keeps you hooked on debt and how to avoid it. Many...
618 - What Happens If You Just Stop Paying Your Credit Cards?
What happens when you stop paying credit card bills? Learn the real consequences of missed payments and how to protect your financial health...
617- Saving While in Debt - Smart or Stupid?
Is saving money while in debt a smart financial move? Doug & Ted break down the strategy to help you decide how to manage your cash. Many pe...
616 - The Financial Impact of a Crisis - Building Resilience
Learn how to survive a financial crisis by building resilience and strengthening your personal finance foundation. This conversation provide...
615 - Your Credit Limit Is TOO HIGH (Here's Why That's a Problem)
Is your credit limit too high? Learn how to safely request a lower credit limit to manage your personal finances more effectively. Most fina...
614 – Splitting Up with Shared Debt: What Happens When Couples Break Up
No one enters a relationship expecting to one day untangle joint credit cards, co-signed loans, or shared lines of credit. Yet when a relati...
613 – Credit Score Myths Busted: What Canadians Get Wrong About Credit Reporting
Canadians hear a lot of advice about credit scores, but much of it is outdated, oversimplified, or borrowed from the U.S. and simply doesn't...
612 – When Should You Pay Your Credit Card? Smarter Timing for Better Credit
Most people assume paying their credit card on the due date means they're managing debt responsibly. But timing matters more than most peopl...
611 – Before You Borrow: 7 Questions to Ask Yourself to Avoid Debt Regret
Most people do not end up in serious debt because of one huge mistake. It is usually a series of small decisions that felt reasonable at the...
610 – Financial FOMO: How the Fear of Missing Out Drives You Into Debt
From social media influencer culture to "buy now, pay later" spending, financial FOMO can quietly push people deeper into debt without reali...
609 – Credit Card Insurance: Do You Need It, or Is It Just Another Upsell?
Credit card insurance is often presented as an easy way to protect yourself, but the details can be more complex than they appear. We break...
608 – Advice or Sales Pitch? Why Canadians Have Lost Trust in Banks
Most Canadians trust their bank to help them make smart financial decisions. But sometimes, what feels like advice is shaped by something el...
607 – Credit Score vs Cash Flow: What Actually Matters in a Crisis?
A high score does not always indicate stable finances. It is possible to keep up with most of your bills and maintain a decent credit score...