The Hidden Cost of Having Multiple Advisors

STOP Using Multiple Financial Advisors Before You Watch This! Are multiple financial advisors helping or quietly hurting your plan In today’s episode Andrew Nida and Moise Piram from Asset Management Group Inc unpack the hidden costs of splitting assets across advisors including surprise capital gains IRMAA surcharges missed Roth conversion windows wash sales and fee creep We walk through a real case where an $86,000 capital gain from an uncoordinated account triggered higher Medicare premiums derailed tax planning and cost tens of thousands in avoidable drag What you will learn • Why diversifying investments is smart but diversifying advisors fragments your strategy • How IRMAA surcharges and the two year lookback can compound one decision • The coordination gap that kills Roth conversions tax loss harvesting and withdrawal sequencing • A simple audit to decide whether consolidation makes sense for you If you find this helpful like share and

You can listen to The Hidden Cost of Having Multiple Advisors online on Radio and Podcast. Open the player on this page to stream the available audio.

The Hidden Cost of Having Multiple Advisors is an episode from Your Retirement Untangled by Matt Pryor, LLC.

This episode is 35:40 long.

This episode was published on Nov 20, 2025.

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