
Face Reality, Get Good with Money
Reality can be a scary thing. When we're bad with money (and most of us start that way), money feels, well... we'd rather just not look. May...
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A weekly dose of just the right medicine to help you get out of debt, save more money, and break the paycheck to paycheck cycle.

Reality can be a scary thing. When we're bad with money (and most of us start that way), money feels, well... we'd rather just not look. May...

Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow Got a question for Jesse? Send him an email: askjesse@ynab....

Jesse offers a thought experiment (or a real experiment if you choose to actually do it, which you should!): write a letter to your past sel...

Jesse recalls his experience as a young missionary in Germany struggling to learn the language. Every day he would take notes of words or ph...

At YNAB we often talk about how getting good with money can help you reduce stress, improve your confidence, improve your relationships, and...

For a lot of people, money carries a lot of negative connotations and emotional baggage. But when you ask kids about money, before they have...

It's an interesting question, isn't it? Imagine for a second... your credit cards are paid off, you have cash in the bank, your bills are on...

Remember those Snickers commercials about people acting out because they were "hangry?" We could say the same thing happens to people who ar...

Money is the source of many relationship conflicts. It's the number one reason cited for divorce, for one. Money can, frankly, destroy relat...

Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow Got a question for Jesse? Send him an email: askjesse@ynab....

One of the interesting effects of using YNAB is how it shapes your vision of money through multiple viewpoints. There's the spending you are...

If life has pummeled you, and you've woken up from a financial bender -- hundreds of uncategorized transactions in YNAB with no recollection...

If you think you're bad with money, you're not alone. Money management is not something that comes natural to most, and it's certainly not s...

You've probably got an item or two on your to-do list that you never seem to get to. Whenever you think about, you aren't in a position to a...

Almost everyone spends on impulse from time to time -- it's pretty normal human behavior -- but we don't always want to spend impulsively. J...

According to YouGov, one of the top resolutions for 2026 is saving more money. While Jesse has issues with the concept of "saving" money as...

One small change can make a huge difference. Jesse shares a recent experience with his strength training. After stagnating and failing to ma...

Happy New Year, Merry Christmas, and Happy Holidays! We hope you had a wonderful holiday season. Now that it's January once more, it's time...

Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow Got a question for Jesse? Send him an email: askjesse@ynab....

It's a common trap to think that making more money is the answer to your financial worries. Many people think that if they just had a bigger...

Everyone is familiar with the "savers and spenders" dichotomy: some people identify as savers and others spenders, the implication being tha...

Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow Got a question for Jesse? Send him an email: askjesse@ynab....

The average person is bad at money. Actually, most people are bad at money! Living paycheck to paycheck, with little to no savings and a lot...

Jesse shares a story about helping his daughter use YNAB to plan her spending and save for an electric bicycle. The bike was $600, quite a b...

Jesse is taking a short break while he's on the road. He'll be back in a couple weeks! Follow Budget Nerds on YouTube: https://www.youtube.c...

In today's episode, Jesse hands over the mic to YNAB team member Dave Crombleholme, who presented at the Minneapolis Fan Fest in June 2025....

In June 2025 at YNAB Fan Fest Minneapolis, Jesse gave a talk about how money is a medium -- not just of exchange, but, ultimately, of you ....

When worry creeps in to your money, the knee jerk response is to think: "I just need to make more money, that will solve my problems." But a...

It's no secret, college is expensive. But if you haven't looked in a few years, college has gotten really expensive, especially certain scho...

When you don't have a plan for your money, it can feel like money is in control of your life. That can be a terrifying feeling! YNAB can not...

Money shouldn't keep you up at night, and it doesn't have to! Giving every dollar a job and asking yourself five questions about what your m...

Did you make a resolution to have a "no buy year" this year? How's that going? While Jesse loves the idea of a no-buy year, mainly because h...

Football season is nearly upon us, and Jesse is thinking about the pigskin again. And money, of course. When you look at the great sports mo...

Saving vs spending... there's no question which one is more fun, right? Obviously, spending! By comparison, saving feels like a chore, somet...

You've probably heard the term "moving the goalposts," that is, a deceptive argument strategy in which you change the question, the criteria...

Personal finance is personal, as the saying goes, and the only constant in life is change, to employ another saying. On that note, Jesse iss...

Flying airplanes is serious business. Mistakes are costly, not just because of the cost of the aircraft; if you're flying people, their live...

Jesse has ranted about credit cards and their pernicious way of separating you from your money, both literally and metaphorically -- obfusca...

For some reason when the topic of money comes up, many people immediately want to jump into Excel and start exercising the so-called rationa...

We talk about how YNAB is the ultimate weapon against money stressors -- as you gain control over your spending, learn to give every dollar...

Jesse reflects on his interactions with YNAB'ers at the recent Fan Fest in Minneapolis, and how spendfulness manifested in many different wa...

In 2017 the Mecham family decided to live in Manhattan for three months to experience the city, soak up the food and culture, and just have...

It seems obvious that you should save money. It's the right thing to do, after all! But even the words that we use talk about saving money h...

When you really want to buy something, what do you do? Do you wait for 48 hours to cool off a bit and think it over? Or perhaps do you creat...

This week Jesse and the rest of the YNAB team are working hard prepping for the upcoming Fan Fest in Minneapolis, so today we are rebroadcas...

It's no secret that money is a major factor in relationship conflicts. Whether it's misaligned values, a feeling that one partner is sabotag...

To many, the word "budget" brings to mine restrictions, guilt, punishment, and a general feeling of dread that they don't have control over...

Judging from the difficulties many adults have managing their money, we don't do a great job collectively of teaching our kids about money....

Spendfulness is the new word around YNAB, but the concept goes back to the beginning of the company... and even before the company itself. I...

Jesse has a long history experimenting with money. From rating every meal he and the family ate out, to "hyperbudgeting," to not budgeting a...