How Mutual Funds Help You Keep More of Your Returns

In this episode of Why Not Mint Money, host Neil Borate is joined by Mr. Ganesh Mohan, Managing Director of Bajaj Finserv Asset Management, to unpack a smarter way to manage your idle cash.While savings accounts and FDs offer safety, they often fall short on returns and tax efficiency. Ganesh breaks down how liquid and overnight mutual funds present a powerful alternative—offering instant access, better yields (up to ~7%), and tax benefits that traditional options can’t match.Tune in as we explore - Why idle money in savings accounts could be costing you, how liquid and overnight funds balance returns, safety, and liquidity, the tax advantages mutual funds offer over fixed deposits and a lot more. If you're looking to optimize your short-term money while keeping it accessible, this episode is for you. Learn more about your ad choices. Visit megaphone.fm/adchoices

You can listen to How Mutual Funds Help You Keep More of Your Returns online on Radio and Podcast. Open the player on this page to stream the available audio.

How Mutual Funds Help You Keep More of Your Returns is an episode from Why Not Mint Money by Why Not Mint Money.

This episode is 17:38 long.

This episode was published on Jul 8, 2025.

Yes. Use the heart button on the episode page to add it to your favorite episodes list.

Yes. This page shows related episodes from Why Not Mint Money when more episodes are available from the podcast feed.