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Ep. 107: A Better Mortgage with Kevin Erdmann (Incentives Series pt. 9) artwork
Science & Medicine

Ep. 107: A Better Mortgage with Kevin Erdmann (Incentives Series pt. 9)

UCLA Housing Voice by UCLA Lewis Center for Regional Policy Studies

Feb 5, 202645:48Science & Medicine

Fixed-rate mortgages are expensive, but adjustable-rate mortgages are volatile — but do they have to be? Kevin Erdmann pitches an alternative that captures the best qualities of both. This is part 9 of our series on misa...

About This Episode

Ep. 107: A Better Mortgage with Kevin Erdmann (Incentives Series pt. 9) is an episode from UCLA Housing Voice by UCLA Lewis Center for Regional Policy Studies. Fixed-rate mortgages are expensive, but adjustable-rate mortgages are volatile —...

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Published Feb 5, 2026, 45:48 long, audio available.

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What is Ep. 107: A Better Mortgage with Kevin Erdmann (Incentives Series pt. 9) about?

Fixed-rate mortgages are expensive, but adjustable-rate mortgages are volatile — but do they have to be? Kevin Erdmann pitches an alternative that captures the best qualities of both. This is part 9 of our series on misaligned incentives in housing policy. Show notes: Erdmann, K. (2021). A Suggested Mortgage Amortization Structure: Fixed Amortization, Adjustable Principal. Mercatus Center. UCLA Housing Voice episode 106: Mortgage Lending Standards with Kevin Erdmann.

Where can I listen to Ep. 107: A Better Mortgage with Kevin Erdmann (Incentives Series pt. 9)?

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Which podcast is Ep. 107: A Better Mortgage with Kevin Erdmann (Incentives Series pt. 9) from?

Ep. 107: A Better Mortgage with Kevin Erdmann (Incentives Series pt. 9) is an episode from UCLA Housing Voice by UCLA Lewis Center for Regional Policy Studies.

How long is this episode?

This episode is 45:48 long.

When was this episode published?

This episode was published on Feb 5, 2026.

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Are there related episodes from UCLA Housing Voice?

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Where can I listen to Ep. 107: A Better Mortgage with Kevin Erdmann (Incentives Series pt. 9)?

You can listen to Ep. 107: A Better Mortgage with Kevin Erdmann (Incentives Series pt. 9) on this page when the episode audio is available from the podcast feed.

Which podcast is this episode from?

Ep. 107: A Better Mortgage with Kevin Erdmann (Incentives Series pt. 9) is from UCLA Housing Voice by UCLA Lewis Center for Regional Policy Studies.

What are the episode details?

Published Feb 5, 2026 and 45:48 long