The HECS Trick That Could Boost Your Borrowing Power by $100K!!! FUNdamental Fridays

What if one simple move could put an extra $662 back in your pocket every month… and potentially boost your borrowing power by up to $100,000 ? In this Friday Fundamentals episode of The Property Couch, Ben Kingsley sits down with tax specialist Danish Ahmed to unpack a time-sensitive HECS/HELP strategy that many Australians don’t even realise exists. With indexation approaching on June 1, this episode walks through a real-life scenario showing how paying down your HECS debt early could help you avoid extra charges, unlock a tax refund, improve your monthly cash flow, and significantly increase your borrowing capacity if you’re planning to buy property. But timing is everything — and missing this window could mean leaving money on the table. If you’ve got a HECS or HELP debt, this is one episode you don’t want to scroll past. Want us to cover your scenario? Submit your question here: ⏱️ TIMESTAMPS 00:00 – The $662/month HECS hack explained 00:28 – Why this strategy is time-sensitive 00:56 – Real example: $120K income + HECS debt 02:51 – How indexation impacts your debt 04:09 – Unlocking $662 in monthly cash flow 05:00 – Boosting borrowing power by $80K–$100K 06:08 – Why you must act before June 1 07:39 – Key takeaways and next steps LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: 👉 Google Play: 👉 Web platform: FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

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The HECS Trick That Could Boost Your Borrowing Power by $100K!!! FUNdamental Fridays is an episode from The Property Couch by Bryce Holdaway & Ben Kingsley.

This episode is 8:47 long.

This episode was published on May 1, 2026.

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