When Payment Choice Becomes the Expectation
No one likes waiting for a check to arrive in the mail. Today’s consumers are accustomed to instant, digital experiences, and those expectat...
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The PaymentsJournal Podcast
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The PaymentsJournal Podcast Podcast Guide
Listen to The PaymentsJournal Podcast, a News & Politics podcast by PaymentsJournal. Stream 326 episodes in English, follow new audio stories, and play episodes online on Radio and Podcast.
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Episodes
20 of 326 episodesWhy Crypto Will Be the New Standard for Global Payouts
Many companies expect gig workers to deliver fast, reliable work—but the way they’re paid often tells a very different story. Behind the sce...
What Happens When a Credit Union Outgrows Its Accounting System
As financial institutions merge and evolve, the pressure on back-office operations grows just as quickly as it does on member-facing service...
The Missing Piece in Banks’ Identity Protection Strategy
Every bank wants to earn its customers’ trust. Today, protecting customers’ identities is just as important to earning that trust as safegua...
The Case for Not Building Your Own Remittance Stack
Entrepreneurs bring tremendous enthusiasm and energy to building their businesses, but they’re often less excited about the everyday—yet ess...
When Faster Isn’t Better: The New Rules of Business Payments
Business customers today have more ways to move money than at any point in recent memory. The arrival of near-instant payment networks like...
For Gen Z, Banking Loyalty Begins with Payments
Banking relationships often start earlier than most people realize—and they tend to last longer than expected. Roughly half of young consume...
Tap-to-Pay Gives Small Merchants a Big Advantage
A decade ago, accepting card payments at a farmers market, food truck, or pop-up shop often meant investing in bulky hardware, worrying abou...
Modern Cyber Risk Is Breaking Longstanding Security Assumptions
Modern geopolitical tensions now extend well beyond traditional statecraft. They increasingly manifest through wiper malware attacks, distri...
Inside the Tech Shift Redefining How Credit Unions Operate
Credit unions don’t want to be disadvantaged by their technology. They aim to offer members the same capabilities available at competi...
What Embedded Payments Can Solve for Small Businesses
The most expensive resource in any small business isn’t capital—it’s time. And increasingly, that time is being swallowed up by something ow...
The Growing Importance of Payments Risk Expertise
Payments risk is no longer confined to a single payment rail or transaction type. Financial institutions and businesses today must manage ri...
How Cautionary Spending Is Fueling Gift Card Purchases
Consumers may be spending more cautiously, but they’re not spending less strategically. As inflation, rising debt, and economic uncertainty...
How the Merchant of Record Became a Global Commerce Engine
Picture the scene; a U.S. developer discovers that one of their fastest-growing markets is overseas. For many digital businesses, the first...
A Career in Payments: Insights from Three Decades at Nacha
Few payments professionals have been able to observe and influence the industry as much as Jane Larimer, President and CEO of Nacha, who has...
Preparing for Quantum Day and the Risks to Modern Cryptography
Quantum computing may still be years away from breaking cryptography, but powerful quantum computers are rapidly advancing, and their impact...
Serving a Segment of One: The Race to Stay Top of Wallet
Artificial intelligence has raised consumer expectations. Today, people can create a personalized event invitation, social media post, or di...
The Future of KYC Is Layered—and Data-Driven
Know Your Customer rules were designed to stop financial crime, but in practice, they are increasingly being bypassed by both human error an...
Separating Hype from Reality in Emerging Payment Trends
Despite near-constant industry buzz, the days when artificial intelligence agents dominate e-commerce—and consumers widely complete in-store...
Searching for Trust in Agentic Commerce
When an AI agent buys the wrong product—or makes a purchase no one explicitly approved—the fallout isn’t just a customer service issue. It’s...