Planning for Pensions and IHT

From April 2027, many unused pension funds are set to be brought into the IHT net, changing how pensions work for legacy planning. Pete and Roger explain what's changing, what still remains exempt, where "double tax" can arise, and the practical steps to consider now — without rushing into knee-jerk decisions. 01:55 KNOW - Pensions no longer outside of estate 09:49 KNOW - Some important exemptions still remain 10:32 KNOW - In some cases there could be TWO taxes 14:15 KNOW - The administration will also change 16:58 KNOW Summary 17:15 DO - Rethink the old "leave the pension last" strategy 22:40 DO - Review who your beneficiaries actually are 24:56 DO - Consider using surplus pension income while you're alive 26:35 DO - Don't rush into drastic decisions 30:39 Podcast Review Shownotes:

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Planning for Pensions and IHT is an episode from The Meaningful Money Personal Finance Podcast by Pete Matthew.

This episode is 33:14 long.

This episode was published on Apr 8, 2026.

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