402: How to Negotiate With Creditors (Even If You're Behind on Payments)

New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now If you're overwhelmed by credit card debt or behind on payments, negotiating with your creditors can make a real difference. On this episode, I walk you through how to confidently talk to your creditors, lower your interest rates, reduce monthly payments, and request temporary relief. WHAT YOU'LL LEARN: What to say (including a sample script) What to ask for: lower rates, waived fees, hardship options What to avoid saying on the phone How to escalate when you're told "no" How to work with a nonprofit credit counselor How to protect your credit score during negotiations AND SO MUCH MORE Even if you're already behind, it's not too late. You can do this. More Clever Girl Finance Resources: ❤

You can listen to 402: How to Negotiate With Creditors (Even If You're Behind on Payments) online on Radio and Podcast. Open the player on this page to stream the available audio.

402: How to Negotiate With Creditors (Even If You're Behind on Payments) is an episode from The Clever Girls Know Podcast by Bola Sokunbi.

This episode is 12:41 long.

This episode was published on Feb 19, 2026.

Yes. Use the heart button on the episode page to add it to your favorite episodes list.

Yes. This page shows related episodes from The Clever Girls Know Podcast when more episodes are available from the podcast feed.