# 28 Uldis Tēraudkalns (NexPay, OkoRide): Leading Tech Innovation: Fintech, AI, & Beyond

Season 2 Episode : In this episode of Tech Effect, we meet Uldis Tēraudkalns. Uldis has extensive experience in fintech and crypto, having worked on projects that merge cryptocurrency with traditional banking systems. He previously held management roles at Nexpay and is now building OkoRide, a ride-hailing fleet focused on maximizing car utilization through technology. Join us as Uldis takes us through his journey from fintech to crypto and back to local innovation, and shares his insights on crypto regulation in the Baltics, managing risk in fintech startups, building teams with limited resources, using AI for business growth, and why the Baltic states are punching above their weight in the tech industry. 👉 Hit "Follow" on our podcast page to receive updates on future episodes of "Tech Effect," where we bring you the latest news, trends, and expert insights from the world of technology. Together, let's unlock the potential of software solutions and embrace the future of innovation. 🔔 Follow TestDevLab for more technology & software related content: LinkedIn: Facebook: Instagram:

You can listen to # 28 Uldis Tēraudkalns (NexPay, OkoRide): Leading Tech Innovation: Fintech, AI, & Beyond online on Radio and Podcast. Open the player on this page to stream the available audio.

# 28 Uldis Tēraudkalns (NexPay, OkoRide): Leading Tech Innovation: Fintech, AI, & Beyond is an episode from Tech Effect by TestDevLab.

This episode is 00:55:43 long.

This episode was published on Jan 12, 2026.

Yes. Use the heart button on the episode page to add it to your favorite episodes list.

Yes. This page shows related episodes from Tech Effect when more episodes are available from the podcast feed.