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Stirgus Credit Repair

Christopher Stirgus

Welcome to the Stirgus Credit Repair Podcast, where we talk about credit scores and financial topics. We will explain how credit scores are established, how to use a credit card, great loan...

Episodes

20 of 304 episodes

Business Funding Explained: What Financing Can You Get at Every Credit Score?

👉 In this episode you’ll learn: We break down the different types of business financing available—from startups and small businesses to est...

14:36Oct 19, 2026

Burger King Employee Gets Trapped in an 84-month 30% APR Car Loan

👉 In this episode you’ll learn: I reacted to a dealership's video of a car buyer who works at burger king, give up the last $1,000 to his n...

10:34Oct 15, 2026

Denied a Credit Limit Increase? Here’s How to Get Approved

👉 In this episode you’ll learn: Got denied when you asked for a credit limit increase? Don’t give up yet. In this episode, I break down wha...

14:44Oct 14, 2026

TOP 10 Negative Accounts I’ve Removed From Clients’ Credit Reports

👉 In this episode you’ll learn: These are the 10 negative accounts I see hurting people’s credit the most —and some of them show up on cred...

20:09Oct 10, 2026

Credit Repair Myths vs. Reality: DIY Credit Repair, Credit Report Errors, FICO vs. VantageScore & Credit Repair Laws (Ft Cyerra White)

👉 In this episode you’ll learn: I sat down with a Cyerra White at KLN Consulting to break down credit repair myths vs reality, fixing your...

48:59Oct 5, 2026

Here’s EXACTLY How to Repair Your Credit Yourself (Step-by-Step)

👉 In this episode you’ll learn: Most credit repair companies aren’t going to show you exactly what they do behind the scenes—but I am. In t...

48:31Oct 5, 2026

We fixed his credit and got him approved for business line of credit!

👉 In this episode you’ll learn: His business hit a slow season, credit got destroyed.....but we fixed his credit and got him a $30,000 line...

11:30Oct 1, 2026

REACTION: Don't Test Drive Cars Until You Get Pre-Approved First

👉 In this episode you’ll learn: I reacted to a couple who drove to a dealership and test drove cars knowing they had horrible credit and co...

7:08Sep 29, 2026

Did You Have a Credit Acceptance Repo? Settlement Explained

👉 In this episode you’ll learn: Did you have a car repossessed by Credit Acceptance? A $694M multistate settlement says qualifying accounts...

5:04Sep 24, 2026

Can You Still Buy a House with Mortgage Rates Above 7%?

👉 In this episode you’ll learn: Mortgage rates just jumped above 7% — can you still buy a house right now? Here's what today's rate spike m...

14:50Sep 18, 2026

Credit Repair Business Owner Answers Your Top DMs & Comments

👉 In this episode you’ll learn: Owning a credit repair business means I get the same DMs and comments every day — I'm answering them honest...

13:38Sep 10, 2026

She Was Homeless With an Eviction on Her Credit - Then We Fixed It

👉 In this episode you’ll learn: Our client was homeless because an EVICTION was on her credit report. We removed the evictions from her cre...

9:01Sep 2, 2026

I Got a $4,800 Charge-Off DELETED From a Credit Report (Step-by-Step)

👉 In this episode you’ll learn: How I got a $4,800 charge-off deleted from a client’s credit report — step by step. In this video, I walk y...

10:17Aug 28, 2026

How to Pay for College Without Student Loan Debt | Scholarships & Credit planning

👉 In this episode you’ll learn: Student loan debt can follow you for years—and it can impact your financial future and credit. In this epis...

43:29Aug 20, 2026

Mortgage Requirements in 2026: Credit Score, Loan Types & What You Need to Buy a Home

👉 In this episode you’ll learn: What credit score do you need to buy a house? What are the mortgage requirements for FHA, VA, conventional,...

48:57Aug 13, 2026

Should You Pay Collections Before Buying a House? Mortgage & Credit Explained

👉 In this episode you’ll learn: Should you pay off a collection account before applying for a mortgage? Does a paid collection look better...

4:29Aug 12, 2026

Don’t Become HOUSE POOR! Why Buying at Your Max Pre-Approval Can Hurt You

👉 In this episode you’ll learn: Just because a lender approves you for a certain amount doesn't mean you should spend that much on a house....

8:21Aug 11, 2026

Business Funding Explained: Requirements, Loan Amounts & How to Qualify

👉 In this episode you’ll learn: If you're looking for business funding to grow your company, this episode breaks down everything you need t...

9:47Aug 4, 2026

CareCredit's 0% Interest Isn't What You Think...

👉 In this episode you’ll learn: You ever applied for a CareCredit card to finance a medical treatment at 0% APR? Or have you already opened...

7:25Jul 29, 2026

I Bought My First House as a W2 Employee — Then Bought in Arizona as a Business Owner

👉 In this episode you’ll learn: Christopher Stirgus shares his story on his home buying experience in Louisiana when he was a w-2 employee...

16:15Jul 24, 2026