Building Global Tech Solutions with VR Govindarajan

In this episode of Software People Stories, VR Govindarajan, aka Govi, the co-founder and executive chairman of Perfios Software, shares his comprehensive journey from the early days of his career to building successful startups. Govi dives deep into his academic background, industry experience, and the various startups he co-founded, including Aztec Soft and Perfios. He emphasizes the importance of technology-focused innovation, building a product company out of India, and navigating the challenges of operating in a regulated industry. Govi also shares his insights on the value of teamwork, culture, and maintaining a larger purpose beyond just making money. Throughout the conversation, he provides valuable lessons for aspiring entrepreneurs on raising funds, managing teams, and scaling businesses globally. 00:00 Introduction and Welcome 00:35 Govi's Background and Career Journey 01:43 Early Startups and Challenges 02:48 Building Aztec Soft and Going Public 03:10 Transition to Perfios and Product Focus 06:18 Navigating the Dot-Com Bust 08:18 Acquisitions and Selling to MindTree 13:41 Importance of Team Effort 17:34 Choosing the BFSI Sector 20:39 Challenges in a Regulated Industry 22:29 Managing B2B Sales and Integration 24:26 Focusing on Product Development 24:46 Creating a New Market Category 25:06 Challenges of Evangelizing a New Product 26:21 Leveraging Global Trends 28:07 Expanding to International Markets 34:25 Managing Code and Customizations 36:54 Importance of Local Customer Support 38:11 Leveraging AI and Data 41:22 Advice for Aspiring Entrepreneurs 44:51 The Importance of Culture and Values 48:53 Conclusion and Final Thoughts The timestamps are approximate and do not include the time for the intro. Add about 90 seconds to locate the section As the Co-founder & Executive Chairman, Govi has been the driving force behind building Perfios into the Operating system for the BFSI in India and across the globe. Perfios is an acknowledged technology driven SaaS Pioneer that works across almost all financial institutions (Banking and Insurance Sector) both in India and across 18 countries in South East Asia, Middle East and North Africa. Perfios is a Unicorn and is backed by some of the best Global Investors. As a fintech Pioneer, Govi has been part of many committees in industry forums such as FICCI, CII and ASSOCHAM. He has been an active speaker at many BFSI related conferences and public institutions. He brings over 35 years of rich experience in the IT industry across the US and India. Before co-founding Perfios, Govi was the Co-founder, CTO, and Board Member at Aztecsoft, a pioneering force in the offshore product development space. From being a startup, Aztecsoft got listed in the Indian markets and was run as a public company before being sold to another Public company. Prior to starting Aztecsoft, he played a key role in advancing database technologies at global technology leaders such as Digital Equipment Corporation (DEC) and IBM. Govi holds an M.S. in Computer Science from the University of Massachusetts and a B.E. in Electrical and Electronics Engineering from the Indian Institute of Science, Bangalore. He may be reached at: govi@perfios.co m

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Building Global Tech Solutions with VR Govindarajan is an episode from Software People Stories by PM Power Consulting.

This episode is 51:07 long.

This episode was published on Feb 21, 2026.

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