Availability, Affordability, and Adequacy of Insurance in Areas Impacted by Climate-related Risks

Availability, Affordability, and Adequacy of Insurance in Areas Impacted by Climate-related Risks In this episode of the Society of Actuaries Research Insights Podcast, Dale Hall, Managing Director of Research at the SOA Research Institute, speaks with Peter J. Sousounis, PhD—author of the October 2024 SOA report—and Ian Genno, FSA, FCIA, CERA, Chair of the Catastrophe and Climate Research Selection Committee. Together, they explore the challenges and potential solutions surrounding insurance availability, affordability, and adequacy in regions affected by climate-related risks. The conversation draws from insights gathered during an expert panel session that informed the report. Key themes include rising premiums, underinsurance, regulatory limitations, and the growing role of predictive modeling and AI in assessing and managing catastrophe risk. They also discuss innovative insurance models such as parametric insurance, the importance of public-private partnerships, and the future outlook for the insurance industry as climate events increase in frequency and severity. To explore the full report and additional catastrophe and climate research, visit:

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Availability, Affordability, and Adequacy of Insurance in Areas Impacted by Climate-related Risks is an episode from Research Insights, a Society of Actuaries Podcast by Research Insights.

This episode is 24:33 long.

This episode was published on Jan 13, 2026.

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