Bonus: Lower DSCR Loan Rates l Lower Down Payments l How To Get Approved For A Mortgage

This bonus episode features Caeli Ridge from Ridge Lending Group, breaking down what’s happening right now with DSCR loans and why they’re getting so much attention from rental property investors. Caeli explains how DSCR loan rates have been coming down and are now very close to Fannie Mae and Freddie Mac rates. We talk about why DSCR loans are often simpler than conventional mortgages, how they qualify based on the deal instead of the investor’s personal income, and why that makes them especially attractive for investors. We also discuss how increased competition from DSCR lenders has pushed Fannie and Freddie to lower their down payment requirements. Single-family rental properties now require as little as 15 percent down. Caeli also walks through the documentation needed for conventional loans and what credit scores lenders are looking for. Listen in on a coaching call with Caeli and a client: Contact Caeli: Website info@ridgelendinggroup.com 1-855-747-4343

You can listen to Bonus: Lower DSCR Loan Rates l Lower Down Payments l How To Get Approved For A Mortgage online on Radio and Podcast. Open the player on this page to stream the available audio.

Bonus: Lower DSCR Loan Rates l Lower Down Payments l How To Get Approved For A Mortgage is an episode from Rental Income Podcast With Dan Lane by Rental Income Podcast.

This episode is 25:36 long.

This episode was published on Jan 29, 2026.

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