5 Costly TSP Mistakes Federal Employees Make (and How to Avoid Them)

If you're a federal employee or member of the armed forces, your thrift savings plan (TSP) can be a powerful retirement tool, yet small missteps can lead to missed matching dollars, unnecessary risk, or reduced future income. In this episode of Protect Your Assets , David Hollander breaks down the most common TSP mistakes he sees today, including under-contributing, relying too heavily on the G fund or lifecycle funds, and overlooking how inflation affects conservative allocations. David also explains the key differences between your TSP withdrawal options, when a rollover may offer more flexibility, and why an incorrect TSP-3 beneficiary form is one of the most damaging errors federal employees make. With timely year-end reminders and practical guidance, this episode helps you make more informed decisions about your TSP and protect what you've worked hard to build. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: Liberty Group website: Attend an event: Schedule a complimentary 15-minute consultation:

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5 Costly TSP Mistakes Federal Employees Make (and How to Avoid Them) is an episode from Protect Your Assets by Mari.

This episode is 37:43 long.

This episode was published on Dec 2, 2025.

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