Question 95 - Stopping Pension Contributions To Save For A House
Tina asks: "I'm 24 y/o and saving for a house. If I don’t stop contributing to my pension, next tax year I'll be paying 5%, and my employer...
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Moneystepper Q&A Podcast
Answering Your Personal Finance Questions – 3 times a week
Episodes
20 of 96 episodes
Question 94 - Investing In Oil Stocks
Ian asks: "I have zero knowledge about investing, but I'm interested in oil stocks. Any idea where to start, and any specific company to inv...
Question 93 - How Much Rent Should I Pay My Dad
Heather asks: "I currently pay my Dad £120 towards the household expenses, as does my brother. My partner is due to move in, should he also...
Question 92 - Is The Share Price On Google Finance Right
Danielle asks: "The close price of shares on Google Finance is different to that on the Stock Exchange website. Is the data on Google Financ...
Question 91 - Should I Repay My Student Loan
Tamzin asks: "I've been left some money by my late Grandfather and I'm trying to work out whether I should pay down my student loan. What do...
Question 90 - Capital Gains Tax On A Rented Flat
Frances asks: "I bought in 2001 for £137k as my only residence and its now valued at £400k, implying the CGT will be astronomical. How much...
Question 89 - Debt Advice
Jim asks: "I've got into the habit of paying for things with my credit cards, and need some advice on paying down the debt that I've built u...
Question 88 - Cancelling A Credit Card
Harry asks: "I have had a Santander 123 credit card for about a year. How negatively it will affect my credit score by cancelling?" Hosted o...
Question 87 - Taking In A Lodger Draft
Sandy asks: "How should I inform if I'm getting a lodger. Will my insurance premium go up? Could my mortgage provider forbid me?" Hosted on...
Question 86 - Investing in the S&P 500
Siv asks: "I plan to invest monthly £1000 in an S&P 500 ETF. Should I use S&S ISA or SIPP? Which platform or broker should I invest in?" Hos...
Question 85 - Tax Implications on Selling To Buy Property
Lynda asks: "I wonder if you could advise me if there would be any tax to pay if we sold a buy to let property and invested money into anoth...
Question 84 - Capital Gains When Selling Two Properties
Sarah asks: "I have 3 properties that are rented out, and am selling 2 so I can buy a property for myself to live in. I have lived in all of...
Question 83 - What are the debits and credits on my CC
Barry asks: "I need some help understanding what my credit card portal information is saying. I don't understand the breakdown on the portal...
Question 82 - Should I Use My Credit Card More
Adrian asks: "I have a capital one credit card, which I got over year ago now, purely to just get a bit of credit history that I lacked. As...
Question 81 - Capital Gains On Sale Of A Garden
Gisele asks: "I read with great interest your article on Capital gains tax and I hope you can give me a clearer idea of my tax liability on...
Question 80 - How Should I Invest My Money
James asks: "I want to start investing but I am struggling with my next steps. I have £1000 saved already which will act as my emergency fun...
Question 79 - Investing £25 per month
Tony asks: "I want to start investing in a stock & shares ISA but only investing £25 per month and would like to put it into a ETF that is f...
Q&A 78 - More Capital Gains Tax Questions
Emily asks: "We bought a London property in 2007. We lived in it for 2 years then on and off for a further 2 years.We rented this out from 2...
Question 77 - Stuck In A PCP Trap
Shelina asks: "I've got myself caught up in a PCP nightmare. Please can you advise me on what to do as I'm really stuck and it's really stre...
Question 76 - Investing As A Teenager
Charlie asks: "Hello I'm currently 16 and wish to retire by age 40 with a pot between 1-2 Million pound. Apart from maxing out my S&S Isa on...