Do’s and Don’ts of Using Chatbots and AI Money Tools

1020. Using an AI tool or chatbot to improve your finances can be wise, depending on what you tell it. Laura reviews what you can safely ask a bot and what you should never enter in an AI tool. You’ll learn ten powerful AI prompts you can use to find hidden savings, negotiate your bills, and build more wealth. Key takeaways Since your data can be used without your knowledge, never enter personally identifiable information in an AI tool or chatbot, such as your Social Security number, account numbers, logins, or legal information. Use AI to help with financial education and tasks like negotiating bills, building credit, and preparing for taxes. AI can play devil’s advocate to explain the downside of a financial decision or list the pros and cons, improving your overall knowledge and logic. Don’t assume the answer you get from a chatbot is correct–ask it to show its logic and resources so you can double check it. For any significant financial decisions, it’s best to work with a financial professional for the best advice. Discover more from Money Girl! Facebook Newsletter Transcripts available at QuickandDirtyTips.com . Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

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Do’s and Don’ts of Using Chatbots and AI Money Tools is an episode from Money Girl's Quick and Dirty Tips for a Richer Life by Macmillan Holdings, LLC.

This episode is 12:32 long.

This episode was published on May 20, 2026.

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