Amex Resets Referrals & Card Limits, Delta Credits May Be Dead & An Easy $300?

Amex had a busy week, and not in a calm way. The new referral rules are actually better for a lot of people, the Delta incidental-credit workaround looks shakier by the day, and there are a couple easy cash offers worth grabbing if you move fast. Shawn and Mark also dig into the rumor that Amex may be loosening its five-card limit, which would be a bigger shift than it sounds. In This Episode: Quick Bermuda follow-up and why the island still feels overlooked Amex referral changes, reset rules, and why many people come out ahead Delta Amex incidental credit loopholes possibly shutting down Spruce $100 signup bonus and how the referral stacking works Melio $200 business-payment offer and where it can make sense Rumor that Amex may be moving beyond the hard five-card credit-card limit Episode Guide: 0:00 Welcome to MTM Travel 0:20 Bermuda Follow-Up and Why It Still Matters 3:17 Amex Referral Rules Reset 6:57 Delta Amex Incidental Credit Loopholes 12:17 Spruce $100 Signup Bonus 14:54 Melio $200 Business Offer 19:28 Amex 5 Card Limit Rumor 24:37 Wrap-Up and Viewer Questions Key Links: Amex refer - Delta credit - Spruce Money - Melio explained - Amex 5 rule - 📧 Free newsletter:

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Amex Resets Referrals & Card Limits, Delta Credits May Be Dead & An Easy $300? is an episode from Miles to Memories - Fun Side of Miles, Points & Travel by Shawn Coomer.

This episode is 25:19 long.

This episode was published on Apr 9, 2026.

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