$2.9 Million Net Worth at 43 in Vancouver Kristy Shen & Bryce Leung

Kristy Shen and Bryce Leung have grown their family’s net worth to $2.9 million by age 43 without owning a home and while traveling the world for years. In this episode, we break down how they built wealth starting with a modest income, avoided lifestyle inflation, and reached financial independence in their 30s. Kristy and Bryce share how their $1 million portfolio doubled while they were retired, how geographic arbitrage helped them control spending, and why investing early matters more than earning a six figure salary. We also talk about becoming parents after reaching FI, the real cost of raising a child, and how marketing pressures families into overspending. If you have ever worried that kids will derail your financial goals, this conversation will challenge that narrative. Most importantly, Kristy and Bryce explain how financial independence gave them the ultimate gift, time, especially during one of the most difficult seasons of their lives. Want to build wealth and design a life around what matters most? Grab my book Own Your Time: In This Episode You’ll Learn: How they reached $1 million in their 30s and grew it to $2.9 million Why avoiding lifestyle inflation accelerates wealth building The difference between investable assets and home equity How travel helped lower their annual expenses The real cost of raising a child Why financial independence is about buying back your time Resources Mentioned: Parent Like a Millionaire Without Being One: Millennial Revolution Blog: Free Investment Workshop: Monarch Money to track your net worth: Leave a voicemail for the show: Podcast Credits: Host: Andy Hill Editor: Johnny Sohl Carpe Diem! Learn more about your ad choices. Visit megaphone.fm/adchoices

You can listen to $2.9 Million Net Worth at 43 in Vancouver Kristy Shen & Bryce Leung online on Radio and Podcast. Open the player on this page to stream the available audio.

$2.9 Million Net Worth at 43 in Vancouver Kristy Shen & Bryce Leung is an episode from Marriage Kids and Money by Andy Hill.

This episode is 35:49 long.

This episode was published on Mar 18, 2026.

Yes. Use the heart button on the episode page to add it to your favorite episodes list.

Yes. This page shows related episodes from Marriage Kids and Money when more episodes are available from the podcast feed.