#184 - Transaction Denied: Rainey Reitman on Financial Censorship

What are the risks of allowing financial institutions to cut off access to the economy for lawful but controversial activity? Rainey Reitman is a civil liberties advocate and the author of Transaction Denied , a comprehensive investigation into debanking, financial censorship, and the growing role of financial institutions in regulating speech. She previously worked at the Electronic Frontier Foundation and co-founded the Freedom of the Press Foundation. Timestamps: ➡️ 1:20 — Why cash functions as a civil liberty (privacy + censorship resistance) ➡️ 3:21 — What inspired Transaction Denied and early experiences with debanking ➡️ 5:20 — The Chelsea Manning Support Network PayPal freeze ➡️ 8:27 — Operation Chokepoint and the rise of financial censorship ➡️ 11:25 — “Banking while Muslim” and over-compliance with sanctions ➡️ 15:08 — The Patriot Act and incentives for financial surveillance ➡️ 17:12 — Financial intermediaries and the power to block transactions ➡️ 17:48 — Bitcoin, custodians, and whether crypto solves debanking ➡️ 19:33 — Why financial censorship affects everyone—not just targeted groups ➡️ 21:58 — NRA v. Vullo and the limits of government pressure on banks Sponsor: Day One Law, a boutique corporate law firm founded by Nick Pullman. Nick and his team at Day One provide strategic legal counsel to startups, crypto projects, and Web3 innovators. ⁠You can get in contact with them via this link⁠: ⁠⁠ Resources: 📚 Pre-order Transaction Denied 📖 The Patriot Act 👩‍⚖️ Supreme Court decision in National Rifle Association v. Vullo Disclaimer: This podcast is for informational and educational purposes only and does not constitute legal or investment advice. Views expressed by the guest are their own and do not necessarily reflect those of their employers. Listening to this podcast does not create an attorney-client relationship.

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#184 - Transaction Denied: Rainey Reitman on Financial Censorship is an episode from Law of Code by Jacob Robinson.

This episode is 00:27:59 long.

This episode was published on Apr 7, 2026.

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