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Keep The Change

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Keep The Change - helping kiwis improve their financial literacy. An audio dive into the weekly Money Mail lessons. Please take action :) Remember to subscribe to our weekly Money Mail lesso...

Episodes

20 of 916 episodes

MM 338 - A High-Interest Savings Account Is NOT Investing

I’ve had recent conversations with people who are putting money aside for their kids. Love that. Putting a few bucks away now to give their...

42:57Nov 2, 2026

What The 2026 Election Will Mean For Property, Taxes & KiwiSaver

How will the 2026 NZ election impact your finances? We break down the potential shifts for property, taxes, and KiwiSaver. With political ch...

1:09:33Oct 28, 2026

MM 337 - How I Ended Up In Niue (& Met The PM)

Last week I spent a week Niue, helping facilitate a conference and delivering a keynote. I’ll be honest, I had to google where Niue even was...

32:22Oct 26, 2026

Are We Being Mislead About The Cost Of Living Crisis?

We know there are a lot of people out there struggling wth the cost of living, a lot of people doing it hard, but at the same time are we al...

1:16:40Oct 21, 2026

MM 336 - Wild Goals The Audience Aim For

You could argue that we’re still in a pretty tough economic environment, plenty of noise, yet there are people out there getting after it. A...

32:27Oct 19, 2026

Infrastructure NZ CEO Nick Leggett on Whats Really Happening With New Zealand's Infrastructure

New Zealand's at a crucial point in our history with infrastructure, where if something doesn't change soon there could begin to be a crisis...

1:16:09Oct 14, 2026

MM 335 - Is There A Cost Of FOMO 'Crisis'?

We seem to have a cost of living crisis running alongside a cost of FOMO crisis? The politicians tell us it's the number one election issue....

34:56Oct 12, 2026

From Minimum Wage To $400k/year in New Zealand: My Journey

In my lifetime Ive gone from earning minimum wage delivering junk mail, to being an entrepreneur earning north of $400,000 per year all here...

27:20Oct 10, 2026

5 Money Myths Blocking Kiwi's From Building Wealth with Generate Advisor Nathan Stanners

Recently Generate Wealth went out and surveyed 500 people on investing & kiwisaver, so today we're sitting down with Nathan Stanners to summ...

1:00:01Oct 7, 2026

MM 334 - Have You Thought About Higher Interest Rates?

What if 2027 is a year of rising interest rates? Could you budget cope? Let's get ready BEFORE it is reality. Don’t build your household fin...

33:21Oct 5, 2026

How To Stop DEBT From Stealing Your Future in New Zealand

Kiwis are awash with debt, buy now pay later, credit cards, vehicle finance, store cards and thats before we even talk about mortgages or st...

20:44Oct 4, 2026

Part Two: My Financial Plan & Beliefs Exposed with a Financial Planner

A couple months ago I sat down with Amy from Guardian Financial Planning to help build out a rough financial plan for myself, including some...

53:23Sep 30, 2026

MM 333 - Same Coffee. $5.50 and $6.50. Who's Right?

I stopped for the same coffee at two different cafés. Café #1 charged me $5.50. Café #2 charged me $6.50. These two cafés are less than 200m...

36:19Sep 28, 2026

Iyia Liu Built Multiple Million Dollar Businesses, Here's Her Formula

Iyia has built multiple successful ecommerce businesses of her own over the years before shifting towards teaching others how to do the same...

1:04:22Sep 23, 2026

MM 332 - Oh No! Suddenly Everyone's An Expert Investor

Did you know: In 2022, the S&P 500 dropped 19.44%. It actually plunged nearly 27% from its peak before recovering slightly toward December....

37:13Sep 21, 2026

How Ashby Pies Sells 2,000 Pies A Week For $13 Each

Darren's not your typical bakery owner, he loves the warriors, uses social media to promote his business and sells his pies for close to dou...

1:04:39Sep 16, 2026

MM 331 - What Was Your First Job? How Much Did You Get Paid?

I remember my first job. I was about 12 years old, riding around on a one-speed BMX delivering junk mail. New World coupon books were always...

32:54Sep 14, 2026

MM 330 - The First $100billion Was The Hardest? (KiwiSaver)

There is a pretty good chance KiwiSaver has just passed $150 billion. The latest numbers from Morningstar as at 30 June 2026 had KiwiSaver a...

35:33Sep 13, 2026

Employee Share Schemes: What Every Kiwi Should Know

In this conversation, I sat down with Susannah Batley, GM of Business at Sharesies, to talk about how employees are building wealth through...

15:38Sep 10, 2026

How To Stop Being Trapped In A Job You Hate

Too many New Zealanders (and people in general) find themselves trapped in a job or situation they don't want to be in, but they simply can'...

1:10:30Sep 9, 2026