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Keep The Change - helping kiwis improve their financial literacy. An audio dive into the weekly Money Mail lessons. Please take action :) Remember to subscribe to our weekly Money Mail lesso...
Today, I want to tell you about a new Kiwi fintech called Feijoa. But first, full transparency: after being a customer, I ended up investing...
Sign up to Money Mail for free weekly emails to improve your finances: https://www.keepthechange.co.nz/moneymail Follow on Instagram for mor...
Create an account with Sharesies using the code 'KTC10' and they will match your first $10 deposit with an additional $10 to get you started...
Mike Sutherland bought a tiny brewery in Leigh with very little brewing experience. Now, Sawmill produces almost 2 million litres a year and...
New Zealand ranked last out of 11 Asia-Pacific countries for business growth for the second year in a row. And I don’t think it’s JUST becau...
Andrew Rooney started making drum videos as a personal library for his students. Now he's got 177,000 subscribers and makes more from YouTub...
I know I’m flogging a dead horse because there are now a million users of it and over 40% of the users have multiple accounts. But anyway, I...
Alongside six others, Leighton Roberts co-founded Sharesies back in 2017. Sharesies is a wealth app that's helped make investing simpler for...
ASB just dropped a number that made me look twice to see if it was right. They say that ‘households will likelThat’s hard enough for most pe...
Just when it felt like things were improving, here we go again. Multiple conversations I had over the week cited the same thing. People back...
Chloe McKnight sells businesses and sees the same patterns: the businesses that sell well are organised, have systems, and can prove consist...
Mikey and I have both become millionaires through building million dollar businesses alongside traditional investments. Mikey left a million...
Most people are letting momentum and compounding work against them. They're compounding the wrong things... Debt, bad habits & negative thin...
The other day I posted a photo online. It was just a payment terminal with a small sign: “CREDIT/PAYWAVE 1.5% surcharge”. It blew up. HUNDRE...
Renata built Roam with Kids from zero to 4,000 paying subscribers while raising three kids. Her secret? Posting every single day for two and...
Immigrants often arrive with nothing to fall back on so “safe” feels different. Why are so many newcomers in NZ are willing to start busines...
This time of the year can be where the new year's energy has died down, and we waver from goals, or we realise we didn’t do what we said we...
Most Kiwis are overthinking wealth building. They're waiting for the perfect election result, the right market timing, or the ideal economic...
Sign up to Money Mail for free weekly emails to improve your finances: https://www.keepthechange.co.nz/moneymail Hosted on Acast. See acast....
Well here we are again. More volatility + vulnerability and a sense of not knowing how long this could go on. I am not going to explore that...
Most people misallocate their time worrying about share platform fees when they should be asking their boss for a raise. They're trying to o...
Let’s run the numbers on someone earning $35 an hour trying to “get ahead” in NZ. Full-time is roughly $72,800. After tax, ACC, KiwiSaver (3...
In accounting, one of the most important reports is a ‘profit and loss’. This report shows you the total sales, less the expenses, which equ...
Cameron Ward runs 62 Anytime Fitness gyms across New Zealand and has seen what separates successful franchises from failures. The stats are...
6 expensive headwinds of New Zealand 🇳🇿 1. New Zealand has an ageing population. Cost = super + healthcare. 2. Health issues rising. I.e....
“It’s a write-off that’s why businesses do it”. You’ve seen it online where non-business owners and non-accountants suddenly educate you wit...
Conner grew up on a council estate where people end up stuck in the same system. He came to New Zealand with $2,000 in his pocket and is now...
They want to earn more. They want to start something small. They want to build skills and income outside their job. But then they look at ta...
New Zealand's economy is patchy, spending fell 0.5% in December, Boxing Day sales down 12%, and job ads are still 30% below pre-pandemic lev...
That’s according to the comment section of just about every social platform I use. The sad thing? Many of these people leaving comments so d...
Most first home buyers are back with low deposits and record-high debt, often borrowing with less than 20% deposit. Luke and Mikey break dow...
Today marks 300 episodes of KTC Money Mail. 300 editions ago I was sitting in my one-bedroom apartment during lockdown, getting started. Hit...
Amy breaks down why most people feel confused about money... They know what to do but don't do it, they can't articulate what they actually...
These words stood out to me and should for you too. “It’s been a slog, and I've made many mistakes, but I have grown so much I feel like I'm...
2026 is going to be wild. AI will start eating jobs, currencies might collapse, and New Zealand has an election that could get divisive. The...
As we close in on Week 300, I want to share with you an email I received recently and some of the key principles. ‘’For a long time, I let m...
2025 was a strange year for investors, but 2026 could be even stranger. Generate's Greg Smith breaks down what every Kiwi needs to know. We...
Sign up to Money Mail for free weekly emails to improve your finances: https://www.keepthechange.co.nz/moneymail Hosted on Acast. See acast....
Labour recently announced a 28% capital gains tax on rentals, batches and commercial properties. Politicians say it'll make housing affordab...
‘If no one knows you, money won't flow to you’ - simple but confronting words that stopped me in my tracks a long time ago. Unfortunately, f...
Everyones favourite to predict...and get wrong! See what happened in 2024 and 2025 here: https://www.youtube.com/watch?v=TTvtdNmI7gU Hosted...
Its not as glamorous as some make it out to be, but here's the truth as to how I make genuinely passive income from New Zealand. Sign up to...
1 in 2 New Zealanders don't have a will. That means when they die, their family gets chaos, uncertainty, and massive legal bills to sort eve...
Today Im breaking down exactly how to get started investing in New Zealand, and why it may not be what you think... Sign up to Money Mail fo...
New year, new you yada yada. But 'budgeting' is highly searched at this time of the year. I want to show (or remind) you how I think about b...
Sarah breaks down the uncomfortable truth: you're gaining something from your problems. Whether it's safety, comfort, familiarity, identity,...
Max breaks down the journey from age 13 fundraising for refugees to building a proper business: getting his first van at 14, learning to pri...
Bradley Shaw has been around death since he was 16. Now he's the youngest president of the Funeral Directors Association of New Zealand and...
David Niethe breaks down the goal setting formula that actually works: Belief + Imagination + Conviction + Expectations = Results. We cover...
How much money do you want in your hand each month? That’s your goal. Next, get clear on your starting point…How much do you actually have a...