How much you need in super if you retire without a home

Australia’s financial system - through tax policy, superannuation and retirement benchmarks implicitly assume that retirees own their own homes. Home ownership dramatically changes the amount Australians need to save for retirement. So, what if you don’t own and rent in retirement? This is an increasingly likely scenario for many Australians given the state of our housing market. Mark and Shani run through potential solutions in this episode, and modelling for how to achieve a comfortable retirement. You can find the full article here. To get 50% off a 12-month Australian Shareholder's Association membership, click here and enter the code MORNING50. Disclaimer : This offer is valid for new ASA members only and cannot be applied to renewals or existing memberships. Would you like more free insights from Mark, Shani and the rest of the Morningstar team? You can find them here. A message from Mark and Shani For the past five years, we’ve released a weekly podcast to arm you with the tools to invest successfully. We’ve always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar. We’ve shared our journeys with you, and you’ve shared back. We’ve listened to what you’re after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications. The book is now available! It is also available in Audiobook format from most sellers. Purchase from Amazon or Purchase from Booktopia To submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here. Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

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How much you need in super if you retire without a home is an episode from Investing Compass by Morningstar Australia.

This episode is 18:39 long.

This episode was published on Apr 11, 2026.

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