Up to 50% Tax Relief. What's the Catch?
Is EIIS in Ireland a useful investment or not? The Employment Investment Incentive Scheme offers higher-rate taxpayers up to 50% income tax...
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Informed Decisions Financial Planning & Money Podcast
If you are looking for a Financial Planning Podcast for normal people in Ireland you may have just found it! Take control of your financial future and develop successful habits with your mon...
Episodes
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Should You Buy Bonds Now? Irish Investors and 5% Yields
Should you buy bonds now? If you are an Irish investor and the bond part of your pension or ARF has disappointed for a few years, the 5% yie...
US Estate Tax in Ireland: The $60,000 Line on Your US Shares
US estate tax is not only an American problem. If you are an Irish resident holding shares in US companies, whether through vested RSUs or y...
Budget 2027 Ireland: The €50,000 Tax-Free Investment Account
Budget 2027 in Ireland came with the usual noise about tax bands and credits. If you are within 5 to 10 years of retiring, or already retire...
Before You Retire in Ireland: 5 Decisions You Can't Undo
It's good to know which decisions can never be undone, before you retire in Ireland. Most of a pre-retirement checklist can be changed next...
Trust in Financial Advice: Why Ireland Scores 49 Out of 100
Trust in financial services in Ireland sits at 49%, against a global average of 63%. Paddy Delaney goes through the 2026 Edelman Trust Barom...
Prize Bonds Ireland: What the New 1.5% Rate Actually Pays You
The Prize Bond prize fund rate rose from 1.00% to 1.50% this month, the first State Savings increase in about three years. Almost every writ...
Inheritance Tax in Ireland: Gift Now or Leave It? - with Mairéad Hennessy from Taxkey.ie
Inheritance tax in Ireland is charged at 33% on anything above €400,000 passing from a parent to a child. The question most families never p...
Should You Retire at a Market All-Time High? Sequence Risk & the Irish ARF
Should you retire with the market at an all-time high? In Ireland, the record level feels dangerous, but it is not the risk that decides you...
Planning to 95: Life Expectancy, the Irish ARF and the Real Retirement Lever
Your Irish pension plan probably runs to age 95, but you'll likely live to around 83, and the gap changes your pot far less than you'd expec...
72% - One Country: Is Your Irish Pension Actually Diversified?
If you hold an Irish pension or an ARF invested in a global equity index fund, you have almost certainly been told you are diversified: Thou...
Should You Take Your Pension Lump Sum at 60? A Worked Irish Case Study
Turning 60 with a significant pension pot and nothing forcing your hand? This episode is a worked case study on the pension lump sum decisio...
Private Credit in Ireland: Can You Actually Get Your Money Out?
There is a pitch doing the rounds in Irish advice circles at the moment: private markets have finally been democratised, and private credit...
Bucket vs. Total Return - Retirement Withdrawal Strategies for Investors in Ireland
If you've built a pension pot of €1m or more, you've almost certainly thought about how you'll invest it in retirement. What a bunch of peop...
Strategic Giving - Philanthropy in Ireland: A Conversation With Community Foundation CEO, Denise Charlton
Most people spend decades building wealth and never quite get to the second question: not how do I protect this, but what do I actually want...
Simplicity Is The Ultimate Sophistication (Replay)
This one was recorded a while back (in 2024), but the argument hasn't dated a day, if anything, it holds up better now than when we first pu...
Sequence of Returns Risk: Same ARF. Same Return. Totally Different Outcome
Two people can retire with the same ARF, the same average return, and the same withdrawal rate and still end up in completely different plac...
Enduring Power of Attorney in Ireland With Áine Flynn: Who Can Act If You Can't?
An Enduring Power of Attorney (EPA) is the planning step most Irish adults never get to. Only around 8% have one, against roughly a third wh...
Should You Reduce Investment Risk Before Retirement?
As you get closer to retirement, move your money to safer investments. It sounds reasonable. But what if that one piece of conventional wisd...
Pension Drawdown Above €2M: The €243,000 Timing Decision (SFT Ireland)
If your pension is approaching or has passed €2 million, the question is no longer just how to grow it, it's how to generate income without...