$8 Million Decisions & Mom’s Nest Egg: Real Talk for High-Net-Worth Families

In this episode of Money Matters, Scott and Pat dive into real-world financial decisions faced by high-net-worth families. One caller seeks guidance on managing his 87-year-old mother’s $1 million nest egg, while another—with $8 million saved—is questioning whether a QLAC is necessary. The $8 million decision opens the door to meaningful conversations around trust planning, emotional risk tolerance, and why simplicity often beats complexity—especially when family is involved. You’ll also hear insights on gifting strategies, changes to Social Security rules, and what to consider when planning for longevity. Whether you're managing $1 million or $8 million, this is the kind of real talk every high-net-worth family should hear. Join Money Matters: Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here . You can also be on the air by emailing Scott and Pat at questions@moneymatters.com . Download and rate our podcast here .

You can listen to $8 Million Decisions & Mom’s Nest Egg: Real Talk for High-Net-Worth Families online on Radio and Podcast. Open the player on this page to stream the available audio.

$8 Million Decisions & Mom’s Nest Egg: Real Talk for High-Net-Worth Families is an episode from Hanson McClain's Money Matters by Allworth Financial.

This episode is 56:52 long.

This episode was published on Jan 10, 2026.

Yes. Use the heart button on the episode page to add it to your favorite episodes list.

Yes. This page shows related episodes from Hanson McClain's Money Matters when more episodes are available from the podcast feed.