401(k) Roth Rule Change + Balancing Pensions and Roth IRAs

In this episode of Money Matters, Scott and Pat break down a big shift for higher earners: the new 401(k) Roth rule that changes how catch-up contributions work. If you’re over 50 and earning a solid income, this could seriously affect your retirement plan. They also cover smarter tax strategies and take listener calls. A recent retiree wonders if buying a rental property makes sense. Then, Scott and Pat help a man from Virginia with a textbook example of how to balance pensions, Roth IRAs, and tax diversification as retirement nears. Whether you're saving, converting, or rethinking your retirement goals, this episode brings clarity, strategy, and a dose of straight talk. Join Money Matters: Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here . You can also be on the air by emailing Scott and Pat at questions@moneymatters.com . Download and rate our podcast here .

You can listen to 401(k) Roth Rule Change + Balancing Pensions and Roth IRAs online on Radio and Podcast. Open the player on this page to stream the available audio.

401(k) Roth Rule Change + Balancing Pensions and Roth IRAs is an episode from Hanson McClain's Money Matters by Allworth Financial.

This episode is 48:43 long.

This episode was published on Jan 31, 2026.

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