Boost My Budget: Simple changes to get on top of your spending

Hilda knows with the amount she’s earning- she should be saving more. But money is something she hates dealing with. Normally, she lacks the motivation to do anything about it. But with a recent pay cut, it’s clear things need to change. So- she joins us on our series; Boost my Budget to get help building a low touch budget that will have her spending less, saving more and even- starting to invest. Your saving rate has the biggest impact on building your wealth. If you’re someone who’s been burying their head in the sand or coasting by, knowing you could be making your money work better- good news. It doesn’t have to be hard or scary. In this episode we cover ways everyone can improve their savings rate. Timestamps: 00:00:00 – Why Money Feels Hard To Face 00:01:34 – What Hilda Wants To Change 00:03:19 – Her Current System 00:05:37 – What Her Spending Says About Her 00:07:32 – The Surprises In Her Cashflow 00:09:26 – Where Her Food Budget Goes 00:10:52 – The Savings Gap She Didn’t See 00:12:42 – Is The Credit Card Helping? 00:14:13 – A System To Make Money Easier 00:16:28 – The Budget That Actually Works 00:18:49 – How To Make Savings Grow 00:20:40 – A Simple Way To Start Investing 00:22:07 – What To Do From Here Links Referenced: 💸 Want your Budget Boosted next? Apply here 💲 PocketSmith is offering Equity Mates listeners 50% off the first 2 months of a Foundation Plan. To try PocketSmith for yourself head to pocketsmith.com/equitymates 📞 Have an investing question? Leave us a voicemail , and we'll answer it on the podcast! 🎥 We're on YouTube! Watch full episodes here . 📝 Download our FREE 4 step checklist to analyse any stock (It’s beginner friendly). Or our FREE ETF Handbook : everything you need to get started with ETFs. ——— Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered . ——— In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

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Boost My Budget: Simple changes to get on top of your spending is an episode from Get Started Investing by Equity Mates Media.

This episode is 23:32 long.

This episode was published on Nov 27, 2025.

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