Spare cash: Mortgage, super or shares?

Should you put extra money into your mortgage, super or personal investments? It’s not always a simple decision. On this episode of the Friends With Money podcast, Money’s Tom Watson is joined Terry Vogiatzis, director of wealth management at Omura Wealth Advisers, to discuss the pros, cons and trade-offs involved with making use of extra funds. 01:11 Why people find the decision tricky 02:11 Factors to consider before diving in 03:50 Assessing extra mortgage contributions 06:33 Superannuation vs other personal investments 11:38 The benefits of seeking financial advice 14:04 Final thoughts and additional tips Podcast Links: Listen on Apple Podcasts Listen on Spotify Money Website YouTube Podcast Playlist Email Us: podcast@moneymag.com.au Get stories like this in our newsletter: bit.ly/3GDirbR

You can listen to Spare cash: Mortgage, super or shares? online on Radio and Podcast. Open the player on this page to stream the available audio.

Spare cash: Mortgage, super or shares? is an episode from Friends With Money by Money Magazine.

This episode is 17:49 long.

This episode was published on Feb 10, 2026.

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