FTM 504: America's Retirement Reckoning

America is facing a retirement reckoning. A recent survey shows Americans believe they need $2.1 million to retire comfortably. Yet 62% have saved less than $150,000. In this episode, Jerry breaks down: • The structural retirement savings gap • Why wages stopped keeping up with productivity • The Social Security shortfall projected by 2032 • Inflation and sequence of returns risk • Longevity and healthcare shock risk • The Five Levels of Financial Freedom • The Three Bucket Strategy for retirement planning • Roth accounts, dividend income, and managing equity exposure Retirement is not an event. It is a long-term risk management strategy.

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FTM 504: America's Retirement Reckoning is an episode from Follow the Money Weekly Radio by Follow the Money Radio.

This episode is 49:57 long.

This episode was published on Feb 18, 2026.

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