Permission To Live It Up In Retirement With Bill Bengen, Father Of The 4% Rule Going To 5%

Bill Bengen, the father of the 4% Rule, is back with a new book titled A Richer Retirement . In it, he raises his SAFEMAX—or safe withdrawal rate—from 4% to 5%. This change has major implications: retirees can confidently spend more and enjoy life to the fullest, while those pursuing FIRE or traditional retirement may not need to save as aggressively or work as long to achieve financial freedom. See related Financial Samurai post: Persmission To Live It Up In Retirement Free Financial Analysis Offer From Empower If you have over $100,000 in investable assets—whether in savings, taxable accounts, 401(k)s, or IRAs—you can get a free financial check-up from an Empower financial professional by signing up here . It's a no-obligation way to have a seasoned expert, who builds and analyzes portfolios for a living, review your finances. A fresh set of eyes could uncover hidden fees, inefficient allocations, or opportunities to optimize—giving you greater clarity and confidence in your retirement financial plan. The statement is provided to you by Financial Samurai ("Promoter") who has entered into a written referral agreement with Empower Advisory Group, LLC ("EAG"). Click here to learn more.

You can listen to Permission To Live It Up In Retirement With Bill Bengen, Father Of The 4% Rule Going To 5% online on Radio and Podcast. Open the player on this page to stream the available audio.

Permission To Live It Up In Retirement With Bill Bengen, Father Of The 4% Rule Going To 5% is an episode from Financial Samurai by Financial Samurai.

This episode is 24:02 long.

This episode was published on Oct 22, 2025.

Yes. Use the heart button on the episode page to add it to your favorite episodes list.

Yes. This page shows related episodes from Financial Samurai when more episodes are available from the podcast feed.