ACA Premium Spike 2026: What Doctors, Residents & 1099 Physicians MUST Know. #473 Part 1

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show! The Affordable Care Act marketplace is facing a massive premium spike in 2026 — and Congress is running out of time to stop it. In this episode of Docs Outside The Box , Dr. Nii and Dr. Renee break down exactly why ACA premiums are increasing, what happens if Congress does nothing, and how this will impact: Medical students Residents & fellows Early-career doctors 1099 independent contractors Locums physicians Patients relying on marketplace plans Whether you buy your own insurance or you care for patients who do — this episode gives you the real-world implications and action steps you need right now. In This Episode You’ll Learn: ✔️ Why ACA marketplace premiums could jump 40–60% ✔️ How expiring federal subsidies affect patients AND physicians ✔️ Why independent contractors will feel the biggest financial hit ✔️ The impact on hospitals, uninsured rates & ER volume ✔️ What doctors can do NOW to prepare (financial steps included) 🎧 Perfect Episode For: Medical students navigating their first insurance decisions Residents & fellows in high-deductible plans New attendings planning their 2026 budgets Locums docs & 1099 contractors buying their own insurance Any clinician wanting clarity on the latest healthcare policy changes FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - LINKS MENTIONED ACA Premium Spike Analysis — HealthSystemTracker Subsidy Expiration Breakdown — Center on Budget and Policy Priorities Congressional Update on ACA Debate Independent Contractors & ACA Tax Credit Changes SIGN UP FOR OUR NEWSLETTER! WATCH THIS EPISODE ON YOUTUBE! Send us a Voice Message - Have a question for the podcast? Text us at 833-230-2860 Wanna listen instead? Apple podcast:

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ACA Premium Spike 2026: What Doctors, Residents & 1099 Physicians MUST Know. #473 Part 1 is an episode from Docs Outside The Box - A Podcast Where Ordinary Doctors Are Doing Extraordinary Things by Dr. Nii Darko.

This episode is 32:23 long.

This episode was published on Dec 8, 2025.

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