Ep. 724 DeFi Lending Is Changing Fast — Spark’s CEO Explains the Future of On-Chain Lending

In this episode of the Crypto 101 Podcast, Sam MacPherson, CEO and co-founder of Spark, explains how Spark is building a DeFi-native lending and yield platform inside the broader Sky ecosystem. He breaks down how users can deposit stablecoins to earn yield while Spark allocates capital across DeFi loans, institutional lending, prime brokerage, and risk-managed strategies. The conversation dives into Spark’s conservative approach to collateral, how it avoided major issues during recent DeFi exploits, and why security will define the next phase of on-chain finance. Sam also explains the SPK token, protocol revenue, buybacks, staking, and why real value accrual matters as DeFi matures. Check out Quince: Check out Shopify: Check out Mars Men: Get my altcoin pick for this month. Get immediate access to my entire crypto portfolio for just $1.00 today! Get your FREE copy of "Crypto Revolution" and start making big profits from buying, selling, Get immediate access to my entire crypto portfolio.. just $1.00 today! Go here to get access: Get your FREE copy of "Crypto Revolution: Your Guide To The Future of Money". In this book, I reveal how to make (and keep) a fortune during this crypto bull run! Chapters 00:01 - Intro: Sam MacPherson joins the Crypto 101 Podcast 01:30 - How Sam got into crypto and MakerDAO 03:00 - What Spark is and who it’s built for 04:10 - Stablecoin deposits, lending, and institutional borrowers 06:10 - Spark’s role inside the Sky ecosystem 09:00 - Spark vs traditional banking explained 12:20 - How Spark generates stablecoin yield 20:30 - Why DeFi security matters more than ever 23:10 - What happened with the Aave and Kelp incident 40:10 - SPK token value, revenue, buybacks, and staking

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Ep. 724 DeFi Lending Is Changing Fast — Spark’s CEO Explains the Future of On-Chain Lending is an episode from CRYPTO 101 by Bryce Paul & Brendan Viehman .

This episode is 47:08 long.

This episode was published on May 19, 2026.

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