617 | The Hidden Assumption in Every Retirement Calculator
Most retirement calculators assume your money needs to last until age 95. But if you're 55 years old today, average life expectancy is actua...
Radio and PodcastLive Radio & Podcasts
Business
ChooseFI | Join the Financial Independence Community
Jonathan & Brad explore the world of Financial Independence. They discuss reducing expenses, crushing debt, building passive income streams through online businesses and real estate. How to...
Episodes
20 of 608 episodes
616 | How Should You Give Money to Your Kids? | 529s, UTMAs, Trump Accounts & More
Most parents rush to open 529 plans for newborns, convinced they're building their child's future. But here's what financial experts won't t...
615 | How to Get More Years of Freedom | Fritz Gilbert
Eight years into financial independence, Fritz Gilbert discovered something surprising: learning to spend money is harder than learning to s...
614 | Getting Personal with Personal Finance: Oz Chen
Most Americans never truly disconnect from work—even on vacation. After decades of tying your identity, daily rhythm, and sense of worth to...
613 | How Do You Know You're Making the Right Financial Decision? | Roundup with Ginger
Every expert sounds convincing until you realize you've collected ten different "right" answers to the same retirement question. Brad Barret...
612 | What Actually Happened? | Paige's FI Journey, Nine Years Later
Starting with negative net worth at 47 in Los Angeles on $58,000 a year sounds impossible. Yet Paige reached financial independence by 56, r...
611 | ChooseFI Classic: Financial Independence on an Ordinary Income (Paige & Sam)
Paige started her journey to financial independence at 45 with student loans, negative net worth, and an average income in Los Angeles—yet s...
610 | Sabbatical Success: Around the World in 367 Days
A 40-year-old physician associate and his wife walked away from their jobs with $50,000 earmarked for a year of world travel. They returned...
609 | How to Talk to Your Partner about FI | Jasper Lee
Your spouse shoots down every FI conversation with "we can't afford it" or "retirement at 35 sounds crazy." You respond with better spreadsh...
608 | Die With Zero, Revisited
Brad Barrett's daughter just graduated high school. She's heading to college in a few months. The number of times he'll see her for the rest...
607 | Other Mountains I Want to Climb | Diania Merriam
Reaching financial independence is supposed to be the goal—but what if you get there and realize the real skill isn't earning or saving, but...
606 | Deep Dive: Target-Date Retirement and Bond Funds | Cody Garrett
Most investors think they're buying the same thing when they choose a target date fund—but two people who bought 2025 target date funds 15 y...
605 | Retire in Less Than 10 Years
At 21, Cody Berman appeared on ChooseFI as a college student discovering financial independence. Three years later, he retired at 26. Now 30...
604 | Getting Personal With Personal Finance: Bill Yount
Bill Yount reached financial independence at 60—then froze. His financial advisor confirmed 100% security, yet instead of relief, he felt di...
603 | 603: Crash Proof: The Science Of Stock Market Resilience | Brian Feroldi
The stock market crashes about once every three years—at least a 20% drop. Most investors panic and sell. But if you understood why markets...
602 | FI 201 Beyond FI Basics: Asset Allocation & Market Psychology Mastery
Most investors lose to the market because they're trying to pick winners in a game where only 4% of stocks have created 100% of market wealt...
601 | Travel Rewards 101 | Devon Gimbel from Point Me to First Class
Devon Gimbel just booked over $250,000 in travel last year using credit card points—but she's the first to tell you award travel isn't "free...
600 | FI 101: Teaching Financial Independence to Your Community
A dead local meetup group attracted just 5 people to its first gathering at a brewery. Two years later, that same group draws 70+ attendees...
599 | ABLE Accounts: Major Update | Brynne Conroy
Brynne Conroy joins to discuss 529A ABLE accounts and massive new changes that nearly double eligibility for these accounts for those with d...
598 | Deep Dive Hot Seat with Brad and Ginger
Ginger asks Brad a series of hard hitting questions on life and FI.