516 Why interest rates really change - and what you can do to protect yourself

This week on Cash Chats, host Steve Alderton and money expert James Andrews delve into the UK Base Rate. Despite the announcement interest rates will hold at 3.75%, there are still rumblings that a rise may be on the way. In this episode we talk about why interest rates change, and what you can do to protect yourself, and your money. For links and further reading head to becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/ podcast . BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

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516 Why interest rates really change - and what you can do to protect yourself is an episode from Cash Chats Money & Personal Finance podcast by Be Clever With Your Cash.

This episode is 20:24 long.

This episode was published on May 4, 2026.

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