Why The Future Won’t Wait For Fintech

In This Episode Markets are whipsawing, rate paths are murky, and headlines keep revising “the facts”, but no matter where we are in the economic cycle, the future presses on regardless. Our resident futurist Brett King and our resident “recovering banker” JP Nicols debate what that means for incumbent financial institutions and insurgent fintechs. We unpack how AI is shifting from pilots to profit (and where it’s still hype), why deposit mobility and funding stability will be the quiet kingmakers of 2026, and how the inevitable continued rise of agentic AI and its insatiable need for energy collide with real world Monday morning priorities. If you’re ready to retire the 2006 playbook and win in 2026, you’ll want to give this one a listen.

You can listen to Why The Future Won’t Wait For Fintech online on Radio and Podcast. Open the player on this page to stream the available audio.

Why The Future Won’t Wait For Fintech is an episode from Breaking Banks by Breaking Banks - The #1 Global Fintech Podcast.

This episode is 52:10 long.

This episode was published on Nov 6, 2025.

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