Why it might be time to revisit a key FDIC ratio

ABA Banking Journal Podcast by American Bankers Association

Jul 23, 202611:36Business

What kind of difference can a single ratio make? In a new ABA DataBank essay , ABA's Patrick Mitchell and Brittany Kleinpaste discuss the FDIC's 2% Designated Reserve Ratio target for the Deposit Insurance Fund. This tar...

Related Episodes

Continue listening to more episodes from ABA Banking Journal Podcast.

Creating seamless customer experiences in banking

Sep 30, 2026 - 19:39

First Horizon Bank is a growing regional bank that spans the nation's fastest-growing population centers,...

Telling a different kind of story about community banks

Sep 28, 2026 - 23:47

John Maxfield has spent 16 studying banking leadership and performance, first at The Motley Fool , then a...

Making the jump from a high performer to a high-performing leader

Sep 16, 2026 - 14:28

"Leadership is a skill you have to develop and maintain over time," says Velera Wilson. On the latest epi...

Remembering 9/11, a quarter century later

Sep 10, 2026 - 43:29

As the nation marks the 25th anniversary of the September 11 terrorist attacks on the United States, the...

Banking the brave new world of college athletics

Aug 4, 2026 - 15:43

The ability to pay college athletes has led to dramatic upheaval in banking college sports. Revenue-shari...

Tactics for meaningful strategic planning

Jul 29, 2026 - 14:48

Virtually all banks engage in strategic planning, but how do they ensure the strategic plan actually driv...

Understanding the 2025 Home Mortgage Disclosure Act data

Jul 8, 2026 - 13:57

On the latest episode of the ABA Banking Journal Podcast — sponsored by Q2 Software — ABA economist Dan B...

Financing America's independence

Jun 29, 2026 - 15:10

To mark the 250th anniversary of Independence Day this week, this classic replay episode of the ABA Banki...