Cybersecurity in a mobile-first banking landscape

The Philippines is a fast-growing economy, but it lags its peers in the unbanked rate, with more than four in 10 Filipinos unbanked, according to McKinsey. Many Filipinos use nonbank-provided ewallets, but bank penetration is on the rise since 2020, when the central bank approved a new license type for digital banking, helping the Philippines' traditional banks meet the mobile-first needs of Filipinos. In this episode, Russell Hernandez of UnionDigital Bank provides a unique look into the Philippine banking sector. He also discusses how his mobile-first digital bank tackles account takeover attempts and other frauds through layers of mobile-based and biometric authentication.

You can listen to Cybersecurity in a mobile-first banking landscape online on Radio and Podcast. Open the player on this page to stream the available audio.

Cybersecurity in a mobile-first banking landscape is an episode from ABA Banking Journal Podcast by American Bankers Association.

This episode is 18:57 long.

This episode was published on Dec 18, 2025.

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