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Martin Lewis on whether you should use savings to overpay your mortgage - factoring in your emergency fund, your rates, and whether overpayments come with penalties. Martin gives his reaction to the Bank of England annou...
Should you overpay your mortgage or save – and how to make it work? And no ‘no standing charges’ tariffs is an episode from 5 live Consumer Team with Martin Lewis by BBC. Martin Lewis on whether you should use savings to overpay your mortga...
This episode belongs to 5 live Consumer Team with Martin Lewis.
Use the player on this page to stream the episode online.
Published Feb 5, 2026, 60:10 long, audio available.
You can listen to Should you overpay your mortgage or save – and how to make it work? And no ‘no standing charges’ tariffs online on Radio and Podcast. Open the player on this page to stream the available audio.
Should you overpay your mortgage or save – and how to make it work? And no ‘no standing charges’ tariffs is an episode from 5 live Consumer Team with Martin Lewis by BBC.
This episode is 60:10 long.
This episode was published on Feb 5, 2026.
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